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202402885 <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />This Security Instrument secures to Lender (i) the repayment of the Loan, and all renewals, extensions, and <br />modifications of the Note, and (ii) the performance of Borrower' s covenants and agreements under this Security <br />Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, IN TRUST, WITH <br />POWER OF SALE, the following described property located in the <br />COUNTY of Hall <br />[Type of Recording Jurisdiction] [Name of Recording Jurisdiction] <br />Lot Two (2), Block Six (6), in the Replat of Riverside Acres, an Addition to the City of Grand Island, Hall County, Nebraska <br />A.P.N. # 400083671 <br />which currently has the address of 2408 Apache Rd <br />[Street] <br />GRAND ISLAND , Nebraska 68801 ("Property Address"); <br />[City] [Zip Code] <br />TOGETHER WITH all the improvements now or subsequently erected on the property, including replacements <br />and additions to the improvements on such property, all property rights, including, without limitation, all easements, <br />appurtenances, royalties, mineral rights, oil or gas rights or profits, water rights, and fixtures now or subsequently <br />a part of the property. All of the foregoing is referred to in this Security Instrument as the "Property. " <br />BORROWER REPRESENTS, WARRANTS, COVENANTS, AND AGREES that: (i) Borrower lawfully owns <br />and possesses the Property conveyed in this Security Instrument in fee simple or lawfully has the right to use and <br />occupy the Property under a leasehold estate; (ii) Borrower has the right to grant and convey the Property or <br />Borrower's leasehold interest in the Property; and (iii) the Property is unencumbered, and not subject to any other <br />ownership interest in the Property, except for encumbrances and ownership interests of record. Borrower warrants <br />generally the title to the Property and covenants and agrees to defend the title to the Property against all claims and <br />demands, subject to any encumbrances and ownership interests of record as of Loan closing. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use with limited variations and <br />non-uniform covenants that reflect specific Nebraska state requirements to constitute a uniform security instrument <br />covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower will <br />pay each Periodic Payment when due. Borrower will also pay any prepayment charges and late charges due under the <br />Note, and any other amounts due under this Security Instrument. Payments due under the Note and this Security <br />Instrument must be made in U. S. currency. If any check or other instrument received by Lender as payment under <br />the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent <br />payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected <br />NEBRASKA- Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT *DocMagic <br />Form 3028 07/2021 <br />Page 4 of 19 <br />ne3028. dot -a. xtnl <br />