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202402885 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />R) -i , (Seal) <br />Bret J Obermiller -Borrower <br />MULTISTATE PUD RIDER - Single Family <br />Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3150 07/2021 Page 3 of 3 <br />us3150.rid and <br />:, DocMagic <br />