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NIFA <br />NEBRASKA INVESTMENT FINANCE AUTHORITY" <br />FIRST HOME PROGRAM <br />TAX-EXEMPT FINANCING RIDER <br />2024028/4 <br />NOTE: CHECK THE SPECIFIC BOX BELOW APPLICABLE TO THE BORROWER'S TYPE OF <br />MORTGAGE LOAN. <br />The following addenda to the Mortgage, including the applicable language selected below, shall be incorporated <br />into, and recorded with, the Mortgage. The term "Mortgage" shall be deemed to include "Deed of Trust," if <br />applicable. <br />Name of Lender: WEST GATE BANK <br />Property Address: 302 EAST ST WOOD RIVER, NE 68883 <br />THIS TAX-EXEMPT FINANCING RIDER is made the date set forth below and is incorporated into and shall be <br />deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed ("Security Instrument") of the <br />same date given by the undersigned ("Borrower") to secure Borrower's Note ("Note") to the Lender identified above <br />("Lender") of the same date and covering the property described in the Security Instrument and located at the <br />property and address identified above. THIS RIDER MUST BE RECORDED AS PART OF THE SECURITY INSTRUMENT. <br />CHECK HERE: _FHA AND HUD RIDER <br />CHECK HERE: ✓ CONVENTIONAL AND USDA RURAL DEVELOPMENT RIDER <br />In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further <br />covenant and agree to amend such Security Instrument by adding additional grounds for acceleration as follows: <br />Lender, or such of its successors or assigns as may by separate instrument assume responsibility for assuring <br />compliance by the Borrower with the provisions of this Tax -Exempt Financing Rider, may require immediate payment <br />in full of all sums secured by this Security Instrument if: <br />(a) All or part of the Property is sold or otherwise transferred by Borrower to a purchaser or other <br />transferee: <br />(i) Who cannot reasonably be expected to occupy the property as a principal residence <br />within a reasonable time after the sale or transfer, all as provided in Section 143(c) and <br />(i)(2) of the Internal Revenue Code; or <br />(ii) Who has had a present ownership interest in a principal residence during any part of the <br />three-year period ending on the date of the sale or transfer, all as provided in Section <br />143(d) and (i)(2) of the Internal Revenue Code (except that "100 percent" shall be <br />substituted for "95 percent or more" where the latter appears in Section 143(d)(1)); or <br />Tax Exempt Financing Rider <br />01.05.23 <br />