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202402489
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Last modified
6/4/2024 3:48:19 PM
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6/4/2024 3:48:17 PM
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202402489
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5110331738 <br />202402489 <br />980121260560 <br />the right to use and occupy the Property under a leasehold estate; (ii) Borrower has the right to grant and <br />convey the Property or Borrower's leasehold interest in the Property; and (iii) the Property is unencumbered, <br />and not subject to any other ownership interest in the Property, except for encumbrances and ownership <br />interests of record. Borrower warrants generally the title to the Property and covenants and agrees to defend <br />the title to the Property against all claims and demands, subject to any encumbrances and ownership interests <br />of record as of Loan closing. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use with limited <br />variations and non-uniform covenants that reflect specific Nebraska state requirements to constitute a <br />uniform security instrument covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. <br />Borrower will pay each Periodic Payment when due. Borrower will also pay any prepayment charges and late <br />charges due under the Note, and any other amounts due under this Security Instrument. Payments due under <br />the Note and this Security Instrument must be made in U.S. currency. If any check or other instrument <br />received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, <br />Lender may require that any or all subsequent payments due under the Note and this Security Instrument be <br />made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified <br />check, bank check, treasurer's check, or cashier's check, provided any such check is drawn upon an institution <br />whose deposits are insured by a U.S. federal agency, instrumentality, or entity; or (d) Electronic Fund <br />Transfer. <br />Payments are deemed received by Lender when received at the location designated in the Note or at <br />such other location as may be designated by Lender in accordance with the notice provisions in Section 16. <br />Lender may accept or return any Partial Payments in its sole discretion pursuant to Section 2. <br />Any offset or claim that Borrower may have now or in the future against Lender will not relieve <br />Borrower from making the full amount of all payments due under the Note and this Security Instrument or <br />performing the covenants and agreements secured by this Security Instrument. <br />2. Acceptance and Application of Payments or Proceeds. <br />(a) Acceptance and Application of Partial Payments. Lender may accept and either apply or hold <br />in suspense Partial Payments in its sole discretion in accordance with this Section 2. Lender is not obligated <br />to accept any Partial Payments or to apply any Partial Payments at the time such payments are accepted, and <br />also is not obligated to pay interest on such unapplied funds. Lender may hold such unapplied funds until <br />Borrower makes payment sufficient to cover a full Periodic Payment, at which time the amount of the full <br />Periodic Payment will be applied to the Loan. If Borrower does not make such a payment within a reasonable <br />period of time, Lender will either apply such funds in accordance with this Section 2 or return them to <br />Borrower. If not applied earlier, Partial Payments will be credited against the total amount due under the <br />Loan in calculating the amount due in connection with any foreclosure proceeding, payoff request, loan <br />modification, or reinstatement. Lender may accept any payment insufficient to bring the Loan current <br />without waiver of any rights under this Security Instrument or prejudice to its rights to refuse such payments <br />in the future. <br />NEBRASKA—Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021 <br />czl 25306.5 Page 5 of 21 <br />
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