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202402422 <br />LOAN #: 2854041 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this PUD Rider. <br />OS -31-',10. (Seal) <br />CHRISTOPHER J D BANA B STEC FAMILY REVOCABLE TRUST UNDER TRUST <br />INSTRUMENT DATED 04/28/2023 AND ANY AMENDMENTS THERETO <br />DS -31-„PDA (Seal) <br />BANA B STEC, INDIVIDUALLY AND AS TRUSTEE OF THE DATE <br />CHRISTOPHER J AND BANA B STEC FAMILY REVOCABLE TRUST UNDER TRUST <br />INSTRUMENT DATED 04/28/2023 AND ANY AMENDMENTS THERETO <br />BY SIGNING BELOW, the undersigned, Settlor(s) of The Christopher J and Bana B Stec Family <br />Revocable Trust under trust instrument dated 04/28/2023, acknowledges all of the terms and <br />covenants contained in this Security Instrument and any rider(s) thereto and agrees to be bound <br />thereby. <br />CHRISTOPHER J ST <br />(SEAL) TRUST SETTLOR <br />(SEAL) TRUST SETTLOR <br />BANA B STEC <br />MULTISTATE PLANNED UNIT DEVELOPMENT RIDER — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3150 07/2021 <br />ICE Mortgage Technology, Inc. Page 3 of 3 F3150v21 RDU 0322 <br />F315ORLU(CLS) <br />