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200111277 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />1 <br />e� (Sea ) <br />Daniel L. Fiala Borrower <br />(Seal) <br />Borrower <br />Borrower <br />(Seal) <br />Borrower <br />n �J oU2��G1 (Seal) <br />Emalene F' la Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this <br />by Daniel L. Fiala and Emalene J. Fiala, Husband and Wife <br />Signature of Perso�i ty�king nowfedgment) L; <br />(Title or rank) ( &(/1�� <br />(Serial Number, if any <br />GENERAL -- ------- ' <br />NOTARY"Slate of Neraska <br />EDWARD J. JAROSIK <br />MY Comm. Exp. Oct. 27, 2003 <br />Borrower <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />Modified For VA <br />Docu3NE13 (Page 13 of 13 pages) <br />DOCU3NED.VTX 11/18/2000 <br />