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202402370 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />nzalez -Borrower <br />(Seal) <br />Maria M utierrez -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Space Below This Line For Acknowledgment] <br />STATE OF Nebraska Hall County ss: <br />On this 29 th day of May, 2024 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Miguel Gutierrez Gonzalez AND Maria M Gutierrez Husband and Wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument <br />and acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at <br />in said county, the date aforesaid. <br />My Commission expires: September 27. 2025 <br />Prepared By: <br />Charter West Bank <br />714 N Diers Ave <br />Grand Island, NE 68803 <br />j64.4 <br />Amy L Ott/ <br />Loan Origination Company & NMLS Id: Charter West Bank - 466077 <br />Loan Originator & NMLS Id.: Amy L Otto - 491143 <br />GENERAL NOTARY -State of Nebraska <br />AMY L OTTO <br />My Comm. Exp. September 27, 2025 <br />NEBRASKA - Single Family - FHA Security Instrument - MERS <br />FORM 3028 9/14 <br />Laser Forms Inc. #FHA3028MERS 6/15 Page 14 of 14 <br />ILL <br />111 <br />