202402239
<br />0152904207
<br />Environmental Law, and (B) the following substances: gasoline, kerosene, other flammable or toxic
<br />petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or
<br />formaldehyde, corrosive materials or agents, and radioactive materials; (iii) "Environmental Cleanup"
<br />includes any response action, remedial action, or removal action, as defined in Environmental Law; and (iv)
<br />an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an
<br />Environmental Cleanup.
<br />(b) Restrictions on Use of Hazardous Substances. Borrower will not cause or permit the presence,
<br />use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous
<br />Substances, on or in the Property. Borrower will not do, nor allow anyone else to do, anything affecting the
<br />Property that: (i) violates Environmental Law; (ii) creates an Environmental Condition; or (iii) due to the
<br />presence, use, or release of a Hazardous Substance, creates a condition that adversely affects or could
<br />adversely affect the value of the Property. The preceding two sentences will not apply to the presence, use, or
<br />storage on the Property of small quantities of Hazardous Substances that are generally recognized to be
<br />appropriate to normal residential uses and to maintenance of the Property (including, but not limited to,
<br />hazardous substances in consumer products).
<br />(c) Notices; Remedial Actions. Borrower will promptly give Lender written notice of: (i) any
<br />investigation, claim, demand, lawsuit, or other action by any governmental or regulatory agency or private
<br />party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has
<br />actual knowledge; (ii) any Environmental Condition, including but not limited to, any spilling, leaking,
<br />discharge, release, or threat of release of any Hazardous Substance; and (iii) any condition caused by the
<br />presence, use, or release of a Hazardous Substance that adversely affects the value of the Property. If
<br />Borrower learns, or is notified by any governmental or regulatory authority or any private party, that any
<br />removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower will
<br />promptly take all necessary remedial actions in accordance with Environmental Law. Nothing in this Security
<br />Instrument will create any obligation on Lender for an Environmental Cleanup.
<br />25. Electronic Note Signed with Borrower's Electronic Signature. If the Note evidencing the
<br />debt for this Loan is electronic, Borrower acknowledges and represents to Lender that Borrower: (a)
<br />expressly consented and intended to sign the electronic Note using an Electronic Signature adopted by
<br />Borrower ("Borrower's Electronic Signature") instead of signing a paper Note with Borrower's written pen
<br />and ink signature; (b) did not withdraw Borrower's express consent to sign the electronic Note using
<br />Borrower's Electronic Signature; (c) understood that by signing the electronic Note using Borrower's
<br />Electronic Signature, Borrower promised to pay the debt evidenced by the electronic Note in accordance with
<br />its terms; and (d) signed the electronic Note with Borrower's Electronic Signature with the intent and
<br />understanding that by doing so, Borrower promised to pay the debt evidenced by the electronic Note in
<br />accordance with its terms.
<br />NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
<br />26. Acceleration; Remedies.
<br />(a) Notice of Default. Lender will give a notice of Default to Borrower prior to acceleration
<br />following Borrower's Default, except that such notice of Default will not be sent when Lender exercises its
<br />right under Section 19 unless Applicable Law provides otherwise. The notice will specify, in addition to any
<br />other information required by Applicable Law: (i) the Default; (ii) the action required to cure the Default;
<br />(iii) a date, not less than 30 days (or as otherwise specified by Applicable Law) from the date the notice is
<br />given to Borrower, by which the Default must be cured; (iv) that failure to cure the Default on or before the
<br />date specified in the notice may result in acceleration of the sums secured by this Security Instrument and
<br />sale of the Property; (v) Borrower's right to reinstate after acceleration; and (vi) Borrower's right to bring a
<br />court action to deny the existence of a Default or to assert any other defense of Borrower to acceleration and
<br />sale.
<br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021
<br />[cam 25306.5 Page 16 0/' 18
<br />
|