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202402239 <br />0152904207 <br />Environmental Law, and (B) the following substances: gasoline, kerosene, other flammable or toxic <br />petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or <br />formaldehyde, corrosive materials or agents, and radioactive materials; (iii) "Environmental Cleanup" <br />includes any response action, remedial action, or removal action, as defined in Environmental Law; and (iv) <br />an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an <br />Environmental Cleanup. <br />(b) Restrictions on Use of Hazardous Substances. Borrower will not cause or permit the presence, <br />use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous <br />Substances, on or in the Property. Borrower will not do, nor allow anyone else to do, anything affecting the <br />Property that: (i) violates Environmental Law; (ii) creates an Environmental Condition; or (iii) due to the <br />presence, use, or release of a Hazardous Substance, creates a condition that adversely affects or could <br />adversely affect the value of the Property. The preceding two sentences will not apply to the presence, use, or <br />storage on the Property of small quantities of Hazardous Substances that are generally recognized to be <br />appropriate to normal residential uses and to maintenance of the Property (including, but not limited to, <br />hazardous substances in consumer products). <br />(c) Notices; Remedial Actions. Borrower will promptly give Lender written notice of: (i) any <br />investigation, claim, demand, lawsuit, or other action by any governmental or regulatory agency or private <br />party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has <br />actual knowledge; (ii) any Environmental Condition, including but not limited to, any spilling, leaking, <br />discharge, release, or threat of release of any Hazardous Substance; and (iii) any condition caused by the <br />presence, use, or release of a Hazardous Substance that adversely affects the value of the Property. If <br />Borrower learns, or is notified by any governmental or regulatory authority or any private party, that any <br />removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower will <br />promptly take all necessary remedial actions in accordance with Environmental Law. Nothing in this Security <br />Instrument will create any obligation on Lender for an Environmental Cleanup. <br />25. Electronic Note Signed with Borrower's Electronic Signature. If the Note evidencing the <br />debt for this Loan is electronic, Borrower acknowledges and represents to Lender that Borrower: (a) <br />expressly consented and intended to sign the electronic Note using an Electronic Signature adopted by <br />Borrower ("Borrower's Electronic Signature") instead of signing a paper Note with Borrower's written pen <br />and ink signature; (b) did not withdraw Borrower's express consent to sign the electronic Note using <br />Borrower's Electronic Signature; (c) understood that by signing the electronic Note using Borrower's <br />Electronic Signature, Borrower promised to pay the debt evidenced by the electronic Note in accordance with <br />its terms; and (d) signed the electronic Note with Borrower's Electronic Signature with the intent and <br />understanding that by doing so, Borrower promised to pay the debt evidenced by the electronic Note in <br />accordance with its terms. <br />NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />26. Acceleration; Remedies. <br />(a) Notice of Default. Lender will give a notice of Default to Borrower prior to acceleration <br />following Borrower's Default, except that such notice of Default will not be sent when Lender exercises its <br />right under Section 19 unless Applicable Law provides otherwise. The notice will specify, in addition to any <br />other information required by Applicable Law: (i) the Default; (ii) the action required to cure the Default; <br />(iii) a date, not less than 30 days (or as otherwise specified by Applicable Law) from the date the notice is <br />given to Borrower, by which the Default must be cured; (iv) that failure to cure the Default on or before the <br />date specified in the notice may result in acceleration of the sums secured by this Security Instrument and <br />sale of the Property; (v) Borrower's right to reinstate after acceleration; and (vi) Borrower's right to bring a <br />court action to deny the existence of a Default or to assert any other defense of Borrower to acceleration and <br />sale. <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021 <br />[cam 25306.5 Page 16 0/' 18 <br />