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200400346 <br />20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties <br />conferred upon Trustee herein and by applicable law. <br />21. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's <br />address which is the Property Address. <br />21. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with <br />this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the <br />covenants and eements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check <br />applicable box( es ] <br />❑ Condominium Rider ❑ Graduated Payment Rider ❑ Growing Equity Rider <br />❑ Planned Unit Development Rider ❑ Other [specify] <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instument and in any <br />rider(s) executed by Borrower and recorded with it. <br />J emy L. stetler <br />c <br />Lori L. Hostetler <br />STATE OF Nebraska <br />COUNTY OF Hall <br />I, Debra J. Kozak , a Notary Public of the County and State first above written, do hereby certify that <br />Jeremy L. Hostetler and Lori L. Hostetler, husband and wife personally appeared before me this day and acknowledged the due <br />execution of the foregoing instrument. <br />Wit my nd and 2r;e,�s :Z ay of January, 2004. <br />Notary Public <br />My Commission Expires: January 30, 2004 <br />(SEAL) <br />11 P J <br />i 14 <br />FHA Nebraska Mortgage - 5195 Page 6 of 6 03 -3456 <br />