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<br />20. Borrower's Right to Reinstate the Loan after Acceleration. If Borrower meets certain condi-
<br />tions, Borrower will have the right to reinstate the Loan and have enforcement of this Security Instrument
<br />discontinued at any time up to the later of (a) five days before any foreclosure sale of the Property, or
<br />(b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate.
<br />This right to reinstate will not apply in the case of acceleration under Section 19.
<br />To reinstate the Loan, Borrower must satisfy all of the following conditions: (aa) pay Lender all sums
<br />that then would be due under this Security Instrument and the Note as if no acceleration had occurred;
<br />(bb) cure any Default of any other covenants or agreements under this Security Instrument or the Note;
<br />(cc) pay all expenses incurred in enforcing this Security Instrument or the Note, including, but not limited
<br />to: (i) reasonable attorneys' fees and costs; (ii) property inspection and valuation fees; and (iii) other fees
<br />incurred to protect Lender's interest in the Property and/or rights under this Security Instrument or the
<br />Note; and (dd) take such action as Lender may reasonably require to assure that Lender's interest in
<br />the Property and/or rights under this Security Instrument or the Note, and Borrower's obligation to pay
<br />the sums secured by this Security Instrument or the Note, will continue unchanged.
<br />Lender may require that Borrower pay such reinstatement sums and expenses in one or more of
<br />the following forms, as selected by Lender: (aaa) cash; (bbb) money order; (ccc) certified check, bank
<br />check, treasurer's check, or cashier's check, provided any such check is drawn upon an institution whose
<br />deposits are insured by a U.S. federal agency, instrumentality, or entity; or (ddd) Electronic Fund Transfer.
<br />Upon Borrower's reinstatement of the Loan, this Security Instrument and obligations secured by this
<br />Security Instrument will remain fully effective as if no acceleration had occurred.
<br />21. Sale of Note. The Note or a partial interest in the Note, together with this Security Instrument,
<br />may be sold or otherwise transferred one or more times. Upon such a sale or other transfer, all of Lender's
<br />rights and obligations under this Security Instrument will convey to Lender's successors and assigns.
<br />22. Loan Servicer. Lender may take any action permitted under this Security Instrument through
<br />the Loan Servicer or another authorized representative, such as a sub -servicer. Borrower understands
<br />that the Loan Servicer or other authorized representative of Lender has the right and authority to take
<br />any such action.
<br />The Loan Servicer may change one or more times during the term of the Note. The Loan Servicer
<br />may or may not be the holder of the Note. The Loan Servicer has the right and authority to: (a) collect
<br />Periodic Payments and any other amounts due under the Note and this Security Instrument; (b) perform
<br />any other mortgage loan servicing obligations; and (c) exercise any rights under the Note, this Security
<br />Instrument, and Applicable Law on behalf of Lender. If there is a change of the Loan Servicer, Borrower
<br />will be given written notice of the change which will state the name and address of the new Loan Ser-
<br />vicer, the address to which payments should be made, and any other information RESPA requires in
<br />connection with a notice of transfer of servicing.
<br />23. Notice of Grievance. Until Borrower or Lender has notified the other party (in accordance with
<br />Section 16) of an alleged breach and afforded the other party a reasonable period after the giving of
<br />such notice to take corrective action, neither Borrower nor Lender may commence, join, or be joined to
<br />any judicial action (either as an individual litigant or a member of a class) that (a) arises from the other
<br />party's actions pursuant to this Security Instrument or the Note, or (b) alleges that the other party has
<br />breached any provision of this Security Instrument or the Note. If Applicable Law provides a time period
<br />that must elapse before certain action can be taken, that time period will be deemed to be reasonable
<br />for purposes of this Section 23. The notice of Default given to Borrower pursuant to Section 26(a) and
<br />the notice of acceleration given to Borrower pursuant to Section 19 will be deemed to satisfy the notice
<br />and opportunity to take corrective action provisions of this Section 23.
<br />24. Hazardous Substances.
<br />(a) Definitions. As used in this Section 24: (i) "Environmental Law" means any Applicable Laws
<br />where the Property is located that relate to health, safety, or environmental protection; (ii) "Hazardous
<br />Substances" include (A) those substances defined as toxic or hazardous substances, pollutants, or
<br />wastes by Environmental Law, and (B) the following substances: gasoline, kerosene, other flammable or
<br />toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos
<br />or formaldehyde, corrosive materials or agents, and radioactive materials; (iii) "Environmental Cleanup"
<br />includes any response action, remedial action, or removal action, as defined in Environmental Law; and
<br />(iv) an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger
<br />an Environmental Cleanup.
<br />(b) Restrictions on Use of Hazardous Substances. Borrower will not cause or permit the presence,
<br />use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous
<br />Substances, on or in the Property. Borrower will not do, nor allow anyone else to do, anything affecting
<br />the Property that: (i) violates Environmental Law; (ii) creates an Environmental Condition; or (iii) due to
<br />the presence, use, or release of a Hazardous Substance, creates a condition that adversely affects or
<br />could adversely affect the value of the Property. The preceding two sentences will not apply to the pres-
<br />ence, use, or storage on the Property of small quantities of Hazardous Substances that are generally
<br />recognized to be appropriate to normal residential uses and to maintenance of the Property (including,
<br />but not limited to, hazardous substances in consumer products).
<br />NEBRASKA — Single Family — Fannie Mae/Freddle Mac UNIFORM INSTRUMENT Form 3028 07/2021
<br />ICE Mortgage Technology, Inc. Page 12 of 14 NE21 UDEED 0222
<br />NEUDEED (CLS)
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