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After Recording Return To <br />Loan No: FLAG- 998492114 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated October 26, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />GREGORY MASSING & KINDY MASSING, HUSBAND & WIFE, JTWROS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MORTGAGE EXPRESS, INC. <br />Lender is a CORPORATION <br />organized and existing under the laws of NEBRASKA <br />Lender's address is 14542 WEST CENTER ROAD <br />OMAHA, NE 68144 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is MICHAEL KIVETT <br />(E) "Note" means the promissory note signed by Borrower and dated October 26, 2001 <br />The Note states that Borrower owes Lender Seventy Two Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 72,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than' November 1, 2031 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 1/01 (A) Page 1 of 13 Initials: <br />WHtN HECORBED <br />RETURN TO <br />MELANDS LAND TITLE & ABSTRACT, INC. <br />110110 ST. SUITE 104C <br />OMAHA, NE 68137 <br />a <br />z D <br />rn <br />o <br />n cn <br />C <br />M to G� <br />�' <br />—� <br />N <br />C.1) <br />rn <br />C <br />m <br />CD <br />C2- <br />` <br />-t O <br />O <br />O -I <br />O <br />C <br />O <br />' <br />= rn <br />sn <br />I-- <br />N <br />►--' <br />co <br />-� <br />cn <br />N <br />(A <br />� <br />[Space Above This Line For Recording Data] <br />0 <br />DEED OF <br />TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated October 26, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />GREGORY MASSING & KINDY MASSING, HUSBAND & WIFE, JTWROS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MORTGAGE EXPRESS, INC. <br />Lender is a CORPORATION <br />organized and existing under the laws of NEBRASKA <br />Lender's address is 14542 WEST CENTER ROAD <br />OMAHA, NE 68144 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is MICHAEL KIVETT <br />(E) "Note" means the promissory note signed by Borrower and dated October 26, 2001 <br />The Note states that Borrower owes Lender Seventy Two Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 72,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than' November 1, 2031 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 1/01 (A) Page 1 of 13 Initials: <br />WHtN HECORBED <br />RETURN TO <br />MELANDS LAND TITLE & ABSTRACT, INC. <br />110110 ST. SUITE 104C <br />OMAHA, NE 68137 <br />a <br />