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202401247 <br />3537956629 <br />(Y) "UETA" means the Uniform Electronic Transactions Act, as enacted by the jurisdiction in which the <br />Property is located, as it may be amended from time to time, or any applicable additional or successor <br />legislation that governs the same subject matter. <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors <br />and assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender (i) the <br />repayment of the Loan, and all renewals, extensions, and modifications of the Note, and (ii) the performance <br />of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, <br />Borrower irrevocably grants and conveys to Trustee, IN TRUST, WITH POWER OF SALE, the following <br />described property located in the COUNTY of Hall: <br />See Exhibit "A"- Legal Description Hereto and Made a Part Hereof. Subject <br />to Covenants of Record. <br />which currently has the address of 1104 N North Rd, Grand Island, Nebraska 68803-3209 <br />("Property Address"); <br />TOGETHER WITH all the improvements now or subsequently erected on the property, including <br />replacements and additions to the improvements on such property, all property rights, including, without <br />limitation, all easements, appurtenances, royalties, mineral rights, oil or gas rights or profits, water rights, and <br />fixtures now or subsequently a part of the property. All of the foregoing is referred to in this Security <br />Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title to the <br />interests granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, <br />MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any <br />action required of Lender including, but not limited to, releasing and canceling this Security Instrument. <br />BORROWER REPRESENTS, WARRANTS, COVENANTS, AND AGREES that: (i) Borrower <br />lawfully owns and possesses the Property conveyed in this Security Instrument in fee simple or lawfully has <br />the right to use and occupy the Property under a leasehold estate; (ii) Borrower has the right to grant and <br />convey the Property or Borrower's leasehold interest in the Property; and (iii) the Property is unencumbered, <br />and not subject to any other ownership interest in the Property, except for encumbrances and ownership <br />interests of record. Borrower warrants generally the title to the Property and covenants and agrees to defend <br />the title to the Property against all claims and demands, subject to any encumbrances and ownership interests <br />of record as of Loan closing. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use with limited <br />variations and non-uniform covenants that reflect specific Nebraska state requirements to constitute a <br />uniform security instrument covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. <br />Borrower will pay each Periodic Payment when due. Borrower will also pay any prepayment charges and late <br />Rocket Mortgage, LLC (NMLS #: 3030) I Rocket Mortgage, LLC (NMLS #: 3030) I Christopher Childress <br />(License #: NE6703, NMLS #: 6703) <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021 <br />25306.5 Page 4 of 20 <br />liii 11111 <br />010353795662900202000233fec54f99-5c29-48f4-9a08-39d25d922a870420 <br />