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<br />	_  �ca��e�tX i�ad�aiWi lat Ir�r 1i�.Mta�dt iaclMded�vil6in 1hp 1am•'ax�oar�e'am�a�r ad�r 1�t�ra�,i�clydi�  ..
<br />   , '     lloodt ot floodi�.�wldch landet tetriirs I�uaooe.l�iaiur�ce sh�ll.tit m�iHaieed in tbe amoual's and tor ti�e petiuds
<br />      � . . t�t�eid�neq�es.'l�e iasM[a�oe cseia Puvi��io�aooC slpd!6e cbc+sa�by Huum�ra subject to I.ceder's ap�+nval .
<br />       ,,  w�Uic6 tlaU�ot be�perbtg-�eiW6dd.;If Bortower fai}s to mwfrain covmac described abore.I.�ndee may.at I.endtr's 	.
<br />   , '     �an.obda oover;ew Piotect tsade��s ri�_ia]tbe Prcpaty in aoea�dan4e with p�ra�raph 7._  •    '
<br /> 		A11 ie�a�e poticia aad ia�nvats slall be acttptable ta I,ader anl�all include a aaM�d iuo�tga�cl�use.i�eader
<br />  ..-       �hdE Lnrcl6e si�t ta fiold tbe�o�icia aod t+eaewals.If tsnder tequi[es.8a�+ower s6�ii p�+apptiy`Eiv�e to i�eader aif tocapts af
<br />   	p�id pami�s aod mocral notices.In ttK evait of bss.Botrower sb�t!�iv�p[vmpt mtice to tht iosur�nce cutia�d I.eoder,
<br />   	I�ader nry m�ice p000f of lost if not m�de prumply by Bormwer.
<br />		IInkss I.mda aod HoaoMer dhawlse�t+ec in w�itloa.iasuraa�ce pt�ocoeds shall.be aQpital.W�estoration or�epair of tLe
<br />   	Pmpr�ty d�"�ed+if f�e rn�natian oc te�ir is�c000mic�liy fa�'bicacd imder''s secm�tjF�is mt Ees.�atl.If d�e trston[iolt or    ._  .
<br />   	tepic is uot eoonon�alty feas�'61e ar.I�etrlar's sac�t�,•�bc�ssered.tf�e insu�snoe p[ocaa�s sAatE be apptiai to tbt sams  .   .
<br />       .   s��d 6Y�S�Y ta��ma�.MhetlMer orf�p�'1�kii:da��vith mg cuc�ss p�I OQ BoROrver. If$oimwer aba�dons tb�  . .  _:`
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<br />  	,�  ��j,�,Mai�taaioe a�i�!fti�;cfio�d ttie Pnopa�t9,�oriowe�'�Lor Appl�tio�;Leyneioidr.
<br />    �      Hdivwer slplt oavpy.aw�bTish,sad use the Propecty�s Horrowa's principd nsidenoe witluo aixty daqa after the execution of
<br />  	t6is 5a��rity Iaadumeat and stu�ll ooatiaae w occopy the Plnperty as Borrower's principoil�esideru�e for at kist oa yar after
<br />  	the duo of oocupmcy.wiless I.eoder athenvise sgoxs in writing,which oa�seru ah�q uot 6e wur�sata�bly wltdheW.ar unkss
<br />  	eute�pqN�dt�t�,es exist �e6ich a�'bayad'8otno�ira s contr�ni. B�rrower slqfl'rwt	�    		-   -    -
<br />  													destmy  d�urd�ge or Ui�psir the
<br />  	Pt�npnty. albw the Property to deteriorate.a comnut waste on the Property. Eortewer efldl 6e in defsutl if any forfeiture
<br />  	acfion a pt+n��eodi�. wUe1l�civit or crimin�l.is 6esun.that ia l,ender's�ood faith judjatept could teautt in forfaWne of tbe
<br />  	Propecty or atherwisa m�teri�lly imptir the lien crr�tad by this Security L�strument or Lender's socuriry intet�est.Bar�owa may
<br />  	cvre su�h s def�ult and rei�a,at provkfed in p�r�nph 1 S.by causing the�ctlon or�oce�odfng pu be dismissa!witb a tWing
<br />  	thM. in ie�der's jopd fsith determimtion. procludes forfehure of tba Born►wer'a inten�st iu the Pmpetty or aher m�ueri�l
<br />	,  imp�irnient o!the tien ctratM by this Savriry InueumpK or I.erWer•s security iircerest. 8orrower shall also be ia defwlt if
<br />  	Horrowar.during t6e lou►applir.�tion proctss,Eave ns�erl�lly tslse or inaoc�u�te infotm�tion a statemeats w l,rnder(or failed
<br />     __  �P��de I.e1�C�witt�any mttetl�i infomutiun)ia c�aoction-wtth the_loan c_v_iden��the Nnte..includ�ng:b�t n�lirrtFrea-
<br /> 	�o.n�ra�t�ans eonoerning Borrowu's occ�p�ncy of Wo Pmperty as a prir�cip�ai nsidenee.If tbis Sac�uity t�is an a
<br />  	leaseboW; Borrower shall comply with all the pmvisioac of tbc lease. If Borrower acquires fee titie to the Pmperty. the
<br />  	leagelald ard the fa tide shall not merge ualess Leoder agroes to tbe merger in writing.
<br />       	7.Pketa�Noa at l.eader's Ri�Ks ia tbe Ptoperty.If BOR�OWGi�11I5 ZO pCffOTfll�tL OOVlllaflt5�3$LBP.DIpI�fi COI1L31110d lA
<br />  	this Security Instrumeat.or the�is a lega!proceeding.that may sigaificaatly aft'e�Lender's righfs i»tbe.;Pipperty(such as a
<br />  	Qno�oee�d'mg in b�nlcruptcy.probatc.fvr oondecnoation or forfeiturc_or to enfarce ta�rspr;regutations},�.��y��
<br /> 	,Pa3!far whatever is necassaejr'tq:pmtect ttie value of`the.Property and Lader's ii�ts:,iji the Property. i:eu�ea�'s�actirns mry
<br />   ,.    ''�P�Y�B �►Y � s�r� by a lien whisb l�as',:�arity over this So�rity��ment. appearin�;:ue caurt, FaY�B
<br /> .       ';9�easoriaMe attorneys'fas and:Fntering on the Proprtt};t�.�ruake repairs.Althougl��er may takaaction underihis paragrapt�       ,
<br />;	��.7;'�:e�der�es",�di hav�ta'tXb so.		�     ,
<br />'    	�  Any �n'opnts disbic"rs�,by Lender under this�aragraph 1 shall beoomc,ad�litional debt of$ortowet:.',. .st�cced by t6is
<br />	, :.:Sccurity Instn�ment. Un2d�s,:��iamnwer and I.ender agrse:>to aher tem�s of paymz�f;';tlrese a�i�ounts shaU bwR`�na�te�st from the 	.,
<br />,	�,date of disbu�se�rknt at t11e ddo'tc rate and si�lt be�ayaBk, with interest,upon aiudia from l.ender W Bo�s�.ea�iag   	�
<br /> 	'PaY�• 		�; ; ,.      . . ,,       ., :.;:  			,,.�     		i,•,• ';.;,
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<br /> '   �  	S:Moiipge Iasnrance:.1f Lend��ie4uired mortgage insuranae as a cadition af mak7ng thc Qo�n secUaie�1`�±'�ihis Sccurity
<br />,.    ,..ti�:Incwment, Borrowtr sl�aly�a�;�the,�p�+eiidums requirM to maintain the mortgagt iriwrat�oe tn'effect. 1f.f�irt�iajr reason. the
<br />     � '}',,sas?i:tgoga insurat�ee coveta$e.requii�it by'l.cndtr lapses ar ceases to be in effect.Bo�rawer sha11 pay the�s required to
<br />       ��"ob�aln ayvemge substaatially,eqaivatrnt to the mbrtg�ge insnranee previously in effoct.at a cost substantially�eq;�ivalent to the
<br />       �  2tirst to Borroqrer of ihe mongage insurance pr�wiously ln effect. f�om an altemate mortgage insprcr apQroved by Lender. If
<br />  	substantially'oqniv�lent mortgage insurance mverage is no!availa6le,�n�rower shall pay to Lender eacb month a sum equal W
<br /> 	ane-tweliti�of the yratiy mattgage in,�u-ance piemium being paid by Etoitower wl�en the insurariee caverage lapsod or c�sed to    	�
<br />  	be jn effoct.Lender wil)aooeq,use and retain these payments as a last reserve in lieu af mortgage insurar�ce. Loss r�eserve
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