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202401092 rata per month basis until the unit is sold, transferred, or its title or deed transferred, or is refinanced, during the HSP five-year retention period. 5. The Subsidy is provided to Borrower as a grant, subject to the Retention Period. There is no obligation to repay the Subsidy, except as described in this Agreement, and there shall be no interest charged on this Subsidy. 6. Borrower agrees to properly record this Agreement with respect to the Property at Borrower's expense. 7. Upon request and satisfaction of the terms required by this Agreement, FHLBank agrees to release this Agreement without charging a processing fee. Borrower agrees to record the release of this Agreement at Borrower's expense. 8. Borrower waives the rights of presentment and notice of dishonor. Presentment means the right to require FHLBank to demand payment of amounts due. Notice of dishonor means the right to require FHLBank to give notice to other persons that amounts due have not been paid. 9. Borrower acknowledges FHLBank may request additional documentation to assist with finalizing any refinancing or disposition of the Property that occurs during the Retention Period. Borrower is advised to maintain documentation of the cost of any capital improvements made after the household's purchase of the unit until the time of the subsequent sale, transfer, assignment of title or deed, or refinancing; and the amount of principal on any mortgage senior to the AHP subsidy lien or other legally enforceable AHP subsidy repayment obligation repaid by the household. Borrower agrees to reasonably comply with any requests for additional documentation. 10. If any part of this Agreement is or shall be deemed violative of any applicable laws, rules or regulations, such legal invalidity shall not void this Agreement, or affect the remaining terms and provisions of this Agreement, and this Agreement shall be construed and interpreted to comport with all such laws, rules or regulations to the maximum extent possible. Borrower: Signature: Printed Name: John P Gilbertson Date: C").3//S/ca4 STATE OF Nebraska ) ) ss COUNTY OF Hall Borrower: Signature: Printed Name: Date: The foregoing instrument was acknowledged before me on this 1 5th day of March 2024 , by John P ilbertson, A Single Person Signature (Notary Public) Kevin Ottman Typed or Printed Name My Commission Expires: 6-1 Page 3 of 3 GENERAL NOTARY a KEVIN 0TTR1J ''- My Comm. Exp. May 19, 2025 Revised: February 16, 2024