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202401091 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Adjustable Rate Rider. <br />0 3//S Zi4Sean <br />P GILBERTSON DATE <br />MULTISTATE ADJUSTABLE RATE RIDER — ARM 5-1 — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3108 1 /01 (rev. 2/20) <br />MULTISTATE ADJUSTABLE RATE RIDER — ARM 5-2 — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3111 1/01 (rev. 2/20) <br />ICE Mortgage Technology, Inc. Page 4 of 4 F3108RDU 0320 <br />F3108RLU(CLS) <br />