202400939
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<br />action.
<br />The Loan Servicer may change one or more times during the term of the Note. The Loan Servicer
<br />may or may not be the holder of the Note. The Loan Servicer has the right and authority to: (a) collect
<br />Periodic Payments and any other amounts due under the Note and this Security Instrument; (b) perform any
<br />other mortgage loan servicing obligations; and (c) exercise any rights under the Note, this Security
<br />Instrument, and Applicable Law on behalf of Lender. If there is a change of the Loan Servicer, Borrower will
<br />be given written notice of the change which will state the name and address of the new Loan Servicer, the
<br />address to which payments should be made, and any other information RESPA requires in connection with a
<br />notice of transfer of servicing.
<br />23. Notice of Grievance. Until Borrower or Lender has notified the other party (in accordance with
<br />Section 16) of an alleged breach and afforded the other party a reasonable period after the giving of such
<br />notice to take corrective action, neither Borrower nor Lender may commence, join, or be joined to any
<br />judicial action (either as an individual litigant or a member of a class) that (a) arises from the other party's
<br />actions pursuant to this Security Instrument or the Note, or (b) alleges that the other party has breached any
<br />provision of this Security Instrument or the Note. If Applicable Law provides a time period that must elapse
<br />before certain action can be taken, that time period will be deemed to be reasonable for purposes of this
<br />Section 23. The notice of Default given to Borrower pursuant to Section 26(a) and the notice of acceleration
<br />given to Borrower pursuant to Section 19 will be deemed to satisfy the notice and opportunity to take
<br />corrective action provisions of this Section 23.
<br />24. Hazardous Substances.
<br />(a) Definitions. As used in this Section 24: (i) "Environmental Law" means any Applicable Laws
<br />where the Property is located that relate to health, safety, or environmental protection; (ii) "Hazardous
<br />Substances" include (A) those substances defined as toxic or hazardous substances, pollutants, or wastes by
<br />Environmental Law, and (B) the following substances: gasoline, kerosene, other flammable or toxic
<br />petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or
<br />formaldehyde, corrosive materials or agents, and radioactive materials; (iii) "Environmental Cleanup"
<br />includes any response action, remedial action, or removal action, as defined in Environmental Law; and (iv)
<br />an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an
<br />Environmental Cleanup.
<br />(b) Restrictions on Use of Hazardous Substances. Borrower will not cause or permit the presence,
<br />use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous
<br />Substances, on or in the Property. Borrower will not do, nor allow anyone else to do, anything affecting the
<br />Property that: (i) violates Environmental Law; (ii) creates an Environmental Condition; or (iii) due to the
<br />presence, use, or release of a Hazardous Substance, creates a condition that adversely affects or could
<br />adversely affect the value of the Property. The preceding two sentences will not apply to the presence, use, or
<br />storage on the Property of small quantities of Hazardous Substances that are generally recognized to be
<br />appropriate to normal residential uses and to maintenance of the Property (including, but not limited to,
<br />hazardous substances in consumer products).
<br />(c) Notices; Remedial Actions. Borrower will promptly give Lender written notice of: (i) any
<br />investigation, claim, demand, lawsuit, or other action by any governmental or regulatory agency or private
<br />party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has
<br />actual knowledge; (ii) any Environmental Condition, including but not limited to, any spilling, leaking,
<br />discharge, release, or threat of release of any Hazardous Substance; and (iii) any condition caused by the
<br />presence, use, or release of a Hazardous Substance that adversely affects the value of the Property. If
<br />Rocket Mortgage , LLC (NMLS #: 3030) , Rocket Mortgage , LLC (NMLS #: 3030) 1 Mona S Sabek (NMLS #:
<br />1662743)
<br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021
<br />cx 25306.5 Page 17of20
<br />1111 E111 11111
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