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202400917 <br />LOAN #: 2854431 <br />28. SubstituteTrustee. Lender may, from time to time, by itself or through the Loan Servicer, remove <br />Trustee and appoint a successor trustee to any Trustee appointed under this Security Instrument by an <br />instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of <br />the Property, the successor trustee will succeed to all the rights, title, power, and duties conferred upon <br />Trustee in this Security Instrument and by Applicable Law. <br />29. Request for Notices. Borrower requests that copies of any notice of Default and/or notice of <br />sale be sent to each party to this Security Instrument at the Notice Address as defined in Section 16(c). <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider signed by Borrower and recorded with it. <br />3( SY. (Seal) <br />A ' GELIC; MORROW DATE <br />&/Z(Seal) <br />JACB MORROW DATE <br />State of NEBRASKA <br />County of HALL <br />The foregoing instrument was acknowledged before me this MARCH 5, 2024 (date) by <br />ANGELICA MORROW AND JACOB MORROW. <br />GENERAL NOTARY • State at Nebraska <br />KELSEY CLYNE <br />My Comm. Exp. October 24, 2027 <br />Lender: Five Points Bank <br />NMLS ID: 407704 <br />Loan Originator: Michelle L Sawicki <br />NMLS ID: 472786 <br />bL <br />(Si nature of rson Tau <br />Acknowledge - nt) <br />ckii— <br />(Title or Rana) <br />(Serial Number, if any) <br />NEBRASKA — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021 <br />ICE Mortgage Technology, Inc. Page 14 of 14 NE21 UDEED 0222 <br />NEUDEED (CLS) <br />