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13V I1SSV '1'O <br />INST 2024 0 0 81 1 <br />When Recorded Return To: <br />Charter West Bank <br />20041 Manderson St., Suite B <br />Elkhorn, NE 68022 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />CASH'/ ffCHEW <br />REFUNDS: REFUNDS:__ <br />CASH. <br />CHECK <br />RECORDED <br />HALL COUNTY NE <br />2024 FEB 29 P 3 3q <br />KRIGTI WOLD <br />REGISTER OF DEEDS <br />Loan No: 961059 <br />MIN: 1004167-0004015612-8 <br />Case No: 321-3999477-703 <br />Parcel ID: 400118947 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated February 29, 2024 <br />together with all Riders to this document. <br />(B) "Borrower" is Bailey Johnson A Single Person AND Veronica Ontiveros A Single Person <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Charter West Bank <br />Lender is a Corporation <br />organized and existing under the laws of The State of Nebraska <br />Lender's address is 201 So Main St, West Point, NE 68788 <br />(D) "Trustee" is Charter West Bank <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation <br />that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the <br />beneficiary under this Security Instrument. MERS is organized and existing under the laws of <br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. <br />(888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated February 29, 2024 <br />The Note states that Borrower owes Lender <br />Two Hundred SeventySeven Thousand Eight Hundred SeventyFour DOLLARS and Zero <br />Dollars (U.S. $ 277,874.00 ) plus interest. Borrower has promised to pay this debt in <br />regular Periodic Payments and to pay the debt in full not later than March 1, 2054 <br />NEBRASKA • Single Family - FHA S <br />FORM 3028 9/14 Initials: <br />Laser Forms Inc. #FI-IA3026MERS 6/15 <br />nt - MERS <br />Page 1 of 14 <br />1111 <br />MEN <br />1111 <br />