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WHEN RECORDED MAIL TO: <br />Cornerstone Bank <br />Hlldreth Facility <br />P.O. Box 127 <br />133 Commercial Ave <br />Hlldreth, NE 68947 <br />CA'i <br />CHECK <br />LI <br />0 <br />REFUNDS: <br />CASH <br />CHECK <br />RECORDED <br />HALL COUNTY NE <br />INST 2024 0 0 8 0 8 2Q24 FEB 2'a © 3: 24 <br />KRISTI WOW <br />REGISTER OF DEEDS <br />FOR RECORDER'S -USE ONLY <br />DISCLAIMER OF HOMESTEAD <br />Executed pursuant to Section 4(3)(a) and (b) of the <br />G) Farm Homestead Protection Act <br />GRANTOR: John A Panowicz and Sarita A Panowicz <br />03 <br />y LENDER: Cornerstone Bank <br />X▪ I LENDER'S ADDRESS: Hlldreth Facility, P.O. Box 127, 133 Commercial Ave, Hildreth, NE 68947 <br />PROPERTY LEGAL DESCRIPTION: Located in Hall County, State of Nebraska: <br />- �y The Northwest Quarter of the Southwest Quarter (NW1/4SW1/4) of Section Fifteen (15), Township Twelve <br />(12) North, Range Eleven (11) West of the 6th P.M., Hall County, Nebraska <br />The Real Property or its address is commonly known as NW1/4SW1/4 15-12-11 Hall County, NE. <br />GRANTOR'S PARCEL 1 - HOMESTEAD PROPERTY: <br />The Northwest Quarter of the Southwest Quarter (NW1/4SW1/4) of Section Fifteen (15), Township Twelve (12) North, <br />Range Eleven (11) West of the 6th P.M., Hall County, Nebraska <br />UNDERSIGNED, John A Panowicz; and Smite A Panowicz, GRANTOR, hereby states that no part of Undersigned's <br />homestead is presently, or in the future will be, situated upon the real estate described in the Deed of Trust. <br />Undersigned also understands that if Undersigned establishes a homestead on any part of the real estate during the <br />time the Deed of Trust remains unsatisfied and a lien upon the real estate, there will be no right to make a designation <br />of homestead In the event of a trustee's sale upon such Deed of Trust. <br />Further, Undersigned acknowledges that Undersigned has had an opportunity to read the proposed Deed of Trust with <br />power of sale and that Undersigned Is signing this Document first before signing the Deed of Trust. <br />THE UNDERSIGNED ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS FARM HOMESTEAD <br />PROTECTION ACT DOCCJMENT. THIS DOCUMENT IS EXECUTED ON FEBRUARY 23, 2024. <br />GRANTOR: <br />Salta A ano <br />