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202400643 <br />9. Legislation Affecting Lender's Rights. If enactment or expiration of applicable laws <br />has the effect of rendering any provision of the Note or this Security Instrument unenforceable <br />according to its terms, Lender, at Lender's option, may require immediate payment in full of all <br />sums secured by this Security Instrument and may invoke any remedies permitted by paragraph <br />15. If Lender exercises this option, Lender shall take the steps specified in the second <br />paragraph of paragraph 13. <br />10. Notices. Any notice to Borrower provided for in this Security Instrument shall be <br />given by delivering it or by mailing it by first class mail unless applicable law requires use of <br />another method. The notice shall be directed to the Property address or any other address <br />Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail <br />to Lender's address stated herein or any other address Lender designates by notice to Borrower. <br />Any notice provided for in this Security Instrument shall be deemed to have been given to <br />Borrower or Lender when given as provided in this paragraph. <br />11. Goveming Law; Severability. This Security Instrument shall be govemed by the law <br />of the State of Nebraska. In the event that any provision or clause of this Security Instrument or <br />the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security <br />Instrument or the Note which can be given effect without the conflicting provision. To this end <br />the provisions of this Security instrument and the Note are declared to be severable. <br />12. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of <br />this Deed of Trust. <br />13. Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the <br />Property or any interest in it is sold or transferred (or if a beneficial interest in the Borrower is sold <br />or transferred and the new Borrower is not a natural person) without Lender's prior written <br />consent, Lender may, at Lender's option, require immediate payment in full of all sums secured <br />by this Deed of Trust. <br />If Lender exercises this option, Lender shall give Borrower notice of acceleration. The <br />notice shall provide a period of not less than 30 days from the date the notice is delivered or <br />mailed within which Borrower must pay all sums secured by this Security Instrument. If Borrower <br />fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies <br />permitted by this Security Instrument without further notice or demand on Borrower. <br />14. Borrower's Right to Reinstate. If Borrower meets certain conditions, Borrower shall <br />have the right to have enforcement of this Security Instrument discontinued at any time prior to <br />the earlier of: (a) 5 days (or such other period as applicable law may specify for reinstatement) <br />before sale of the Property pursuant to any power of sale contained in this Security Instrument; <br />or (b) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower. <br />(a) pay Lender all sums which then would be due under this Security Instrument and the Note <br />had no acceleration occurred; (b) cure any default of any other covenants or agreements; (c) pay <br />all expenses incurred in enforcing this Security Instrument, including, but not limited to, <br />reasonable attorneys' fees; and (d) take such action as Lender may reasonably require to assure <br />that the lien of this Security Instrument, Lender's rights in the Property and Borrower's obligation <br />to pay the sums secured by this Security Instrument, shall continue unchanged. Upon <br />reinstatement by Borrower, this Security Instrument and the obligations secured hereby shall <br />4 <br />