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<br /> � 1�36sO ADDITIONAL TERMS �
<br /> LIMITED WARRANTV: My sole and ezclusive remetly against you or your assignee shall be limited to my rights and remedies under the ezp�ss LII��ED
<br /> WARRANTY you eztend to me at the time I sign this Contract. My ezclusive rights and remedies under the warranty shail be in lieu uf all nther rights
<br /> or remedies, at law or in equity, where permitted by applicable state law. WHERE PERMITTED BY STATE LAW, ALL IMPIIED WARRANTIES ARE E%CLUDED,
<br /> INCLUDING ANY IMPLIED WARRANiY OF MERCHANiABILITY AND ANY IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE.
<br /> BUYER, READ THE SEPARAiE "LIMITED WARRANTY" WHICH IS A SEPARATE WRITTEN INSTRUMENT PERTAINING SOLELY TO MANUFACTURED PRODUCTS OF THE
<br /> PACESETTER CORPORATION AND WHICH "LIMITED WARRANTV" HAS BEEN DELIVERED TO EACH RESPECTIVE BUYER IN CONNECTION WITH THIS SALE.
<br /> PREPAYMEN"f;�ND ACCRUAL OF THE F ItiANCE CHARGE: fiven though I do not have to pay rnore than the regular seheduled monthly payment, 1 have
<br /> the right to prep.i�� [hc whole :unount o�ti�ing to y�ou in full at any time or in part from time to time. If 1 make a partial prepayment, I must continue to make my
<br /> regular payments until I ha��e puid all amounts o�ved. [know that the finance charge will be computed daily,so it will be less if I make an early payment and higher
<br /> if I �ay I�rte.The amounts xhown on pag� ? for the Finance Charge,Total of Payments and the Total Sale Price are based on the assumption[hat you will receive
<br /> each of the payiuents ez�ictly on its due dnte. I know that there �vill be no refund of Finanee Charges if 1 prepay, because[he Finance Charge is caleulated un e
<br /> simplc interetit hasis.I ako uniierstand that no refund of an amount less than$I.00 will be made,and that I may be charged a minimum Finance Char�;c of$10.00.
<br /> SPF,CIAL-OKUER(:OODS: 1 know that you have measured my�house and its openings so that you can enake the Products to fit my paRicular house and that the
<br /> goods probably will not fi[any other houses, so I know Ihat 1 cannot cance]this contract at any time after the period of time given to me by Iaw in which to cancel.
<br /> After that legal period of time, I know that 1 have the obligation ro pay you in full the amount owed.
<br /> COb1MENCH;MF.NT OF THE FINANCF.CHARGE:The finance charge is estimated to start within 30 days of the datc of this contract,except in the event that
<br /> vou complete the installation of the goods and sen�ices on another date,then the finance charge will begin ro run on the date that I sign the Completion Certi6cate.
<br /> Th�amoun[uf finanre churge may be more or less than the amoun[disclosed depending on the amou�ts I pay you and my timeliness in making payments.
<br /> DEFAULT: I will be in default under this contract if: l. I don't make a paymen[when due;or 2. 1 break any promise I made to you in this con[ract.
<br /> COLLECI'ION COSTS:If I am in default under this Contract,and you hire an attorney who is not one of your regular salaried employees to assist you in collecting
<br /> the amount I owe, L agree to pay you for your reasonable attorneys'fees as well as any other related expenses such as coun costs,title searches and amounts you
<br /> expend ro protect your security, if you are allowed ro collect such amounts by law.
<br /> DELAYS: I know tha[you will use your best efforts to instali the Products I am purchasing on my house, bu[1 also understand that in some situations you may
<br /> encounter�elays that are caused by strikes, weather conditions,delays you have in obtaining materials,or for other reasons that are beyond your control. I will not
<br /> hold y�w liablc li�r such delays.
<br /> REQLI�:S'1'FUR FULL PAY'MF,NT: lf I am in default under this cuntract,you can declare all that 1 then owe you under this contract payable at once. I agree to
<br /> pay you interest on that amount at the Annual Percentage Rate shown on page 2 un[il the amount I owe is paid.
<br /> SALVAGE VALUE: 1 know that the windows, woodwork, siding, brick and other materials that have to be removed by you£or this i�stallation have H� salvage
<br /> value.When you remove them,you may dispose of them.
<br /> SPECIAL SITUATIONS:Due ro the uniyueness of some of�he Products that you sell,I understand that in special situations your Regional Office may have to review
<br /> and approve this contract. I altio understand that this sale occurred in my home and that you and I may not have had all the correct information important to this
<br /> transaction at our fingertips; t�;ive you my consent ro correct any obvious crrors that may have occurred when the blanks in this contract were completed.
<br /> INVALIU YROVISIONS: tf any provision of this contract violates the law and is unenforceable, the rest of[he contract will be valid. If any part of Ihis contract
<br /> reyuires payment of more finance charge than thc law permits, [hen you will only have the right to collect from me the nmount of finance charge�which the law
<br /> allows yuu to collect.
<br /> NOTICE
<br /> ANY HOLDER OFTHIS CONSUMER CREDITCONTRACT IS SUBJECTTO ALL CLAIMS AND DEFENSES WHICHTHE
<br /> DEBTOR COULD ASSERT AGAINSTTHE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH
<br /> THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE
<br /> DEBTOR HEREUNDER.
<br /> INSURANCE CANCELLATION:If I ha��e requested insurance in this purchase,[may cancel such request for insurance for any rcason within fifteen(15)days from
<br /> the date of thix cuntract h��notifying y�uu or the holder of this contract in writing. I k��ow that the cancellation of my coverage will be arranged with the insurance
<br /> ctirrier(s)and a full rrl�und uf rny premiumfsl together with applicable f'inance charge will be credited to this con[ract.
<br /> PLEASF,NOTE: If I h�ive reyuested intiurance in thiti purch�se. I will receive within thirty(30)days a ceRificate of insurance more fully describing the insurance
<br /> co�•erti��e. I know that if there is any cunt7ict in the coverage or the language of the certificate of insurance and the following Notice of Proposed Insurance that I
<br /> am covercd unl��tu d�e extent statcd in the fnll�iw�in��IVotice of Proposed Insurance. 1 also know that 1 have insurance coverage only if 1 have been charged for it.
<br /> NOTICE OF PROPOSED INSURANCE
<br /> I take nutire th.0 cithcr Credit Life��r Credit Accident an�Health Insurance,or both,will be applicable to[his Installment Sales Contract only if I have chosen
<br /> it hr signin�the tryuest ti�r,uch in,urance."I'hi, intiur.ince�ti'iIl only cover the person signing the reyuest at the cost for each lype of insurance Shown. Subjeet to
<br /> arce��tnn«h��thc in�,ur:ui�e r��n���an��.the inwrance�t�ill be effecti��c a5 of toda��and will continue only fur the number of months after the effective date equal to
<br /> the number of monthly payment,. 1 understand thut lhis particular iusurance may not provide cuvera�e l�or n�iy lest few payments, and thut during that period o1�
<br /> time I�vill not have uny insurance co��eruge.nll benefits and proceeds of the insurance will be paid to you or to a financial institution if it purchases the Installment
<br /> Salcs Contract t<�the extent of its intcrests and anv balance will be payable to me.The initial amount of Credit Life [nsurance is the amount reyuired to repay the
<br /> Total uf�P.ryment�;thereatter,the insurance�rcreascs b��the amount of euch monthly payment on a scheduled 30 day basis.If I am joindy obligated on the Installment
<br /> Sales Cuntract with a C<�-Buver, and wc hu��e both si��ned the request for Credit Life Insurance,death benefits will be payable only with respect to the firct one of
<br /> us tu�1ie. Suhjert tu e�clusiun�,elfminuti��n�or w�aitinU period stated in the insurance policy or certificate,Gedit Accident xnd Hexith Insurence is for the benefit
<br /> amount uf 1;�3Uth ul e:irh in��nth'�p:i�ment fur e�i�h�a�that I am rotally disabled due to an injury or sickncss while f owe any payment to you;however,I understand
<br /> d�.0 I ha��c t��he�irc���enir�l (rum e�urkin��iue tu surh total di,abilitv for more than fourteen (1-3)consecutive days before the insurance benefit is paid back to the
<br /> first dar of ni��tutal�li��.ibilitc. [alsn knoa that I cannot obtain an��insurance from you if 1 am uver 65 years uf age today,and I also know that the insurance
<br /> covera�;e pruvided tu me may� cuntain e ma�imum amount of co��erage which will not pay in some cases, the entire amount that I owe you. Due to the
<br /> nwximum anu�unt��f cu�cra��e �tute�l in the imurance pc�licc. I know� th�it any unpaid amoun[in exeess of the insuranee coverage will still have to be paid. If the
<br /> In�tallmcnt Salc,Cuntrart i. prep.iid in tull prior to the last pay�ment date. any unearned insurance prerniums will bc rcfunded to me in the manner prescribed by
<br /> la���.w'ithin thiil��1 3O1�,n��,_ I w�ill recci��e the certiiic�ite ot insurance more fu]ly describing my intiurxnce covera�e. If the insurance is not accepted by the insurance
<br /> company, 1 �vill rerei��e;i retund of the in�w�.ince premiums t have paid.
<br /> 7039 SM-101-N1�:Hi1G P.AGE 1
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