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200111132 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />&A/ fn (Seal) <br />BRENT M PHILBECK - Borrower <br />f <br />(Seal) <br />CLAUDIA V PHILBECK - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall <br />The foregoing instrument was acknowledged before me this 30th <br />2001 ,byBRENT M PHILBECK, CLAUDIA V PHILBECK <br />Witness my hand and notarial seal at Grand Island <br />County, the date aforesaid. <br />M Commission Ex ires• <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />County ss: <br />day of October , <br />Y P <br />GENERAL NOTAX -VA d I NUM <br />DEBORAH L TROSPER <br />My Comm. E* Feb►. 14,2M5 Notary Public <br />dM- 4R(NE) (9604).06 <br />M <br />Page 8 of 8 <br />0 <br />f <br />in said <br />