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202400521. <br />Secured Debts. Lender may make a claim for any and all insurance benefits or refunds that <br />may be available on Grantor's default. <br />Subject to any right to cure, required time schedules or any other notice rights Grantor may <br />have under federal and state law, Lender may make all or any part of the amount owing by the <br />terms of the Secured Debts immediately due and foreclose this Security Instrument in a manner <br />provided by law upon the occurrence of an Event of Default or anytime thereafter. <br />If there is an occurrence of an Event of Default, Trustee will, in addition to any other permitted <br />remedy, at the request of Lender, advertise and sell the Property as a whole or in separate <br />parcels at public auction to the highest bidder for cash. Trustee will give notice of sale <br />including the time, terms and place of sale and a description of the Property to be sold as <br />required by the applicable law in effect at the time of the proposed sale. <br />To the extent not prohibited by law, Trustee will apply the proceeds of the Property's sale in <br />the following order: to all fees, charges, costs and expenses of exercising the power of sale and <br />the sale; to Lender for all advances made for repairs, taxes, insurance, liens, assessments and <br />prior encumbrances and interest thereon; to the Secured Debts' principal and interest; and <br />paying any surplus as required by law. Lender or its designee may purchase the Property. <br />Upon any sale of the Property, Trustee will make and deliver a trustee's deed that conveys all <br />right, title and interest to the Property that was sold to the purchaser(s). The recitals in any <br />deed of conveyance will be prima facie evidence of the facts set forth therein. <br />All remedies are distinct, cumulative and not exclusive, and Lender is entitled to all remedies <br />provided at law or equity, whether or not expressly set forth. The acceptance by Lender of any <br />sum in payment or partial payment on the Secured Debts after the balance is due or is <br />accelerated or after foreclosure proceedings are filed will not constitute a waiver of Lender's <br />right to require full and complete cure of any existing default. By not exercising any remedy, <br />Lender does not waive Lender's right to later consider the event a default if it continues or <br />happens again. <br />15. COLLECTION EXPENSES AND ATTORNEYS' FEES. On or after the occurrence of an Event <br />of Default, to the extent permitted by law, Grantor agrees to pay all expenses of collection, <br />enforcement, valuation, appraisal or protection of Lender's rights and remedies under this <br />Security Instrument or any other document relating to the Secured Debts. Grantor agrees to <br />pay expenses for Lender to inspect, valuate, appraise and preserve the Property and for any <br />recordation costs of releasing the Property from this Security Instrument. Expenses include, <br />but are not limited to, attorneys' fees, court costs and other legal expenses. These expenses <br />are due and payable immediately. If not paid immediately, these expenses will bear interest <br />from the date of payment until paid in full at the highest interest rate in effect as provided for in <br />the terms of the Secured Debts. In addition, to the extent permitted by the United States <br />Bankruptcy Code, Grantor agrees to pay the reasonable attorneys' fees incurred by Lender to <br />protect Lender's rights and interests in connection with any bankruptcy proceedings initiated by <br />or against Grantor. <br />16. ENVIRONMENTAL LAWS AND HAZARDOUS SUBSTANCES. As used in this section, (1) <br />Environmental Law means, without limitation, the Comprehensive Environmental Response, <br />Compensation and Liability Act (CERCLA, 42 U.S.C. 9601 et seq.), all other federal, state and <br />local laws, regulations, ordinances, court orders, attorney general opinions or interpretive letters <br />concerning the public health, safety, welfare, environment or a hazardous substance; and (2) <br />Hazardous Substance means any toxic, radioactive or hazardous material, waste, pollutant or <br />contaminant which has characteristics which render the substance dangerous or potentially <br />dangerous to the public health, safety, welfare or environment. The term includes, without <br />Cora E Uden <br />Nebraska Deed Of Trust <br />NE/4XDJUNKER00000000003267046012924N Wolters Kluwer Financial Services, Inc.m1996, 2024 Page 6 <br />Bankers SystemsTM <br />