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202400469 <br />(M) "Escrow Items" means those items that are described in Section 3. <br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: <br />(i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the <br />Loan. <br />(P) 'Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the <br />Note, plus (ii) any amounts under Section 3 of this Security Instrument. <br />(Q) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its <br />implementing regulation, Regulation X (12 C.F.R. Part 1024), as they might be amended from time to <br />time, or any additional or successor legislation or regulation that governs the same subject matter. As <br />used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in <br />regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related <br />mortgage loan" under RESPA. <br />(R) "Secretary" means the Secretary of the United States Department of Housing and Urban Development or <br />his designee. <br />(S) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not <br />that party has assumed Borrower's obligations under the Note and/or this Security Instrument. <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors <br />and assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the <br />repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower <br />irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in the County of HALL <br />(Name of Recording Jurisdiction) <br />ALL OF THE EASTERLY THIRTY TWO (E32') FEET OF THE EAST HALF OF THE EAST <br />HALF (E1/2E1/2) OF BLOCK FIFTEEN (15) OR WHAT WCXJID BE THE EASTERLY THIRTY <br />TWO FEET (E32') OF LOT ONE (1) IF LAID OUT IN CITY LOTS OF SAID BLOCK <br />FIFTEEN(15), IN WINDOLPH'S ADDITION TO THE CITY OF GRAND ISLAND, HALL <br />COUNTY, NEBRASKA. <br />321-3978612-703 <br />FHA Deed of T ust With MFRS -NE <br />Bankers Systemsrm VMP <br />Wo ters Kluwe Financial Services <br />11 <br />11 <br />11 <br />11 <br />11 <br />11 <br />11 <br />11 <br />1111 <br />11 <br />11 <br />11 <br />11 <br />11 <br />11 <br />1555500204 <br />9/30/2014 <br />VMP4N(NE) (1506).00 <br />Page 3 of 16 <br />