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BY SIGNING BELOW, Borrower <br />Adjustable Rate Rider. <br />(Seal) <br />CASEY ANDERS - Borrower <br />200400230 <br />accepts and agrees to the terms and covenants contained in this <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />HOLL AN - Borrower <br />_ (Seal) <br />Borrower <br />_ (Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />(00838R (0006) Page 4 of 4 Form 3138 1 /01 <br />