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i C <br />m cam» <br />Z <br />h Y �n <br />k <br />RetumTo: Wells Fargo Bank, National Association <br />P.O. Box 93380 <br />Albuquerque, NM 87199 -3380 <br />Loan # 0032596202 L G )+ <br />Prepared By: Home Equity Origination Center <br />MAC X2405 -01 P <br />1 Home Campus <br />Des Moines, IA 50328 <br />Holly Smith 515- 221 -5888 5951 <br />Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated October 11, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is RICHARD KOSINSKI AKA RICHARD J KOSINSKI AND MARY A KOSINSKI AKA <br />MARY ANN KOSINSKI, HUSBAND AND WIFE, AS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA- Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />6(NE) (000s) <br />Page 1 of 15 Initials: /re <br />Form 3028 1/01 <br />rn <br />o �:L <br />N co <br />co <br />O L= <br />O <br />N co <br />>c <br />o <br />Q � <br />OQ <br />G <br />cz; <br />c-n cn <br />►—� <br />o —+ <br />z M <br />M <br />C <br />O <br />p� <br />O Tt <br />o <br />= rn <br />o t <br />n CO <br />rn <br />r <br />r n <br />a <br />N <br />Cn <br />co <br />;;K <br />n <br />O <br />co <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated October 11, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is RICHARD KOSINSKI AKA RICHARD J KOSINSKI AND MARY A KOSINSKI AKA <br />MARY ANN KOSINSKI, HUSBAND AND WIFE, AS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA- Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />6(NE) (000s) <br />Page 1 of 15 Initials: /re <br />Form 3028 1/01 <br />rn <br />o �:L <br />N co <br />co <br />O L= <br />O <br />N co <br />>c <br />o <br />Q � <br />OQ <br />G <br />