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LOAN #: 3923129267 <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, <br />irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in the County of Hall <br />[Type of Recording Jurisdiction] [Name of Recording Jurisdiction]: <br />Lot Eight (8), Block One (1), Woodland Park Twelfth Subdivision in the City of Grand Island, Hall <br />County, Nebraska. <br />which has the address of 2543 New Jersey Circle, Grand island, <br />[Street] [City] <br />Nebraska 68803 (herein "Property Address"); <br />[ZIP Code] <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, <br />rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to <br />collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered <br />by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this <br />Deed of Trust is on a leasehold) are hereinafter referred to as the "Property"; <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated <br />December 29, 2023 and extensions and renewals thereof (herein "Note"), in the principal sum of <br />U.S. $36,000.00 with interest thereon, providing for monthly installments of principal and interest, <br />with the balance of the indebtedness, if not sooner paid, due and payable on January 1, 2039, <br />the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the <br />security of this Deed of Trust; and the performance of the covenants and agreements of Borrower <br />herein contained. <br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right <br />to grant and convey the Property, and that the Property is unencumbered, except for encumbrances of <br />record. Borrower covenants that Borrower warrants and will defend generally the title to the Property <br />against all claims and demands, subject to encumbrances of record. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal and Interest. Borrower shall promptly pay when due the principal and <br />interest indebtedness evidenced by the Note and late charges as provided in the Note. <br />2. Funds for Taxes and Insurance. Subject to applicable law or a written waiver by Lender, Borrower <br />shall pay to Lender on the day monthly payments of principal and interest are payable under the Note, until <br />the Note is paid in full, a sum (herein "Funds") equal to one -twelfth of the yearly taxes and assessments <br />(including condominium and planned unit development assessments, if any) which may attain priority over <br />this Deed of Trust, and ground rents on the Property, if any, plus one -twelfth of yearly premium installments <br />for hazard insurance, plus one -twelfth of yearly premium installments for mortgage insurance, if any, all as <br />reasonably estimated initially and from time to time by Lender on the basis of assessments and bills and <br />reasonable estimates thereof. Borrower shall not be obligated to make such payments of Funds to Lender <br />to the extent that Borrower makes such payments to the holder of a prior mortgage or deed of trust if such <br />holder is an institutional lender. <br />If Borrower pays Funds to Lender, the Funds shall be held in an institution the deposits or accounts <br />of which are insured or guaranteed by a federal or state agency (including Lender if Lender is such an <br />institution). Lender shall apply the Funds to pay said taxes, assessments, insurance premiums and ground <br />rents. Lender may not charge for so holding and applying the Funds, analyzing said account or verify- <br />ing and compiling said assessments and bills, unless Lender pays Borrower interest on the Funds and <br />applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the <br />time of execution of this Deed of Trust that interest on the Funds shall be paid to Borrower, and unless <br />NEBRASKA — SECOND MORTGAGE —1/80 — Fannie Mae/Freddie Mac Form 3828 <br />Modified by ICE Mortgage Technology, Inc. All rights reserved. <br />ICE Mortgage Technology, Inc. Page 2 of 6 <br />NEVSECDE 1221 <br />NEVSECDE (CLS) <br />01/04/2024 01:14 PM PST <br />202400255 <br />