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� � 19991715 <br /> 99� s�3s~rz <br /> ADJUSTABLE RATE RIDER <br /> THIS ADJUSTABLE RATE RIDER is made this 31st day of rtarch , <br /> 1999 , and is incorporated into and shall be deemed to amend and supplement <br /> the Mortgage, Deed of Trust or Security Deed (the "Security Instrument") of the same date given by the <br /> undersigned (the "Bonower") to secure Borrower's Adjustable Rate Note (the "Note") to <br /> Home Federal Savings and Loan Association of Grand Island <br /> (the "Lender") of the same date and covering the Property described in the Security Instrument and located <br /> at: 900 NORTH HASTINGS <br /> HASTINGS, NE 68901 <br /> [Ptopetty Address] <br /> THIS NOTE CONTAINS PROVISIONS ALLOWlNG FOR CHANGES IN MY <br /> INTEREST RATE AND MY MONTHLY PAYMENT. INCREASES IN THE <br /> INTEREST RATE WILL RESULT IN HIGHER PAYMENTS. DECREASES IN THE <br /> INTEREST RATE WILL RESULT IN LOWER PAYMENTS. <br /> ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security <br /> Instrument, Borrower and Lender further covenant and agree as follows: <br /> A. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br /> The Note provides for an initial interest rate of 7.875%. The Note provides for <br /> changes in the interest rate and the monthly payments, as follows: <br /> 4. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br /> (A) Change Dates <br /> The interest rate I will pay may change on the lst day of April , <br /> 2002 , and on that day every 12 month thereafter. Each date on which my interest rate <br /> could change is called a "Change Date." <br /> MULTISTATE ADJUSTABLE RATE RIDER -Single Family <br /> �899U (9705).01 1/97 <br /> Page 1 of 4 Initials: <br /> VMP MORTGAGE FORMS- (800►521-7291 <br /> .� <br /> � l.�.,�; �, , � <br /> .;'4..• . . <br /> 7��-� <br />