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, <br /> � �g�i��� <br /> 99� 1��'�z <br /> w <br /> To the extent permitted by applicable law, Lender may charge a reasonable fee as a condition to <br /> Lender's consent to the loan assumption. Lender also may require the transferee to sign an assumption <br /> agreement that is acceptable to Lender and that obligates the transferee to keep all the promises and <br /> agreements made in the Note and in this Security Instrument. Borrower will continue to be obligated under <br /> the Note and this Security Instrument unless Lender releases Borrower in writing. <br /> If Lender exercises the option to require immediate payment in full, Lender shall give Borrower <br /> notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is <br /> delivered or mailed within which Borrower must pay all sums secured by this Security Instrument. If <br /> Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies <br /> permitted by this Security Instrument without further notice or demand on Borrower. <br /> BY SI ING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br /> Adjustabl te Rider. <br /> G��� ° <br /> �" (Seal) <br /> (Seal) <br /> THAN M SMITH -Borrower MELANIE A SMITH -Borrower <br /> c <br /> ($0d�� <br /> MELANI A SMITH -Borrower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> �-899U (9705►.01 Page 4 of 4 <br /> � <br /> �i <br /> . � � ���/3 <br />