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202400142 <br />(C) "Trustee" is Equitable Bank <br />Trustee's address is 113 N Locust St, Grand Island, Nebraska 68801 <br />The term "Trustee" includes any substitute/successor Trustee. <br />Documents <br />(D) "Note" means the promissory note dated January 5, 2024 , and signed by each Borrower <br />who is legally obligated for the debt under that promissory note, that is in either (i) paper form, using Borrower's <br />written pen and ink signature, or (ii) electronic form, using Borrower' s adopted Electronic Signature in accordance <br />with the UETA or E -SIGN, as applicable. The Note evidences the legal obligation of each Borrower who signed the <br />Note to pay Lender ONE HUNDRED FORTY-EIGHT THOUSAND FIVE HUNDRED AND 00/100 <br />Dollars (U.S. $ 148,500.00 ) plus interest. <br />Each Borrower who signed the Note has promised to pay this debt in regular monthly payments and to pay the debt <br />in full not later than February 1, 2054 <br />(E) "Riders" means all Riders to this Security Instrument that are signed by Borrower. All such Riders are <br />incorporated into and deemed to be a part of this Security Instrument. The following Riders are to be signed by <br />Borrower [check box as applicable]: <br />® Adjustable Rate Rider <br />0 1-4 Family Rider <br />El Second Home Rider <br />Condominium Rider <br />❑ Planned Unit Development Rider <br />0 Other(s) [specify]: <br />(F) "Security Instrument" means this document, which is dated January 5, 2024 , together <br />with all Riders to this document. <br />Additional Definitions <br />(G) "Applicable Law" means all controlling applicable federal, state, and local statutes, regulations, ordinances, <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non -appealable judicial <br />opinions. <br />(H) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments, and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association, or similar <br />organization. <br />(I) "Default" means: (i) the failure to pay any Periodic Payment or any other amount secured by this Security <br />Instrument on the date it is due; (ii) a breach of any representation, warranty, covenant, obligation, or agreement in <br />this Security Instrument; (iii) any materially false, misleading, or inaccurate information or statement to Lender <br />provided by Borrower or any persons or entities acting at Borrower' s direction or with Borrower' s knowledge or <br />consent, or failure to provide Lender with material information in connection with the Loan, as described in Section <br />8; or (iv) any action or proceeding described in Section 12(e). <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT *DocMagic <br />Form 3028 07/2021 <br />Page 2 of 19 <br />