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202400080 LOAN #: 1555500244 MIN: 1003924-1121334896-7 PLANNED UNIT DEVELOPMENT RIDER THIS PLANNED UNIT DEVELOPMENT RIDER is made this 5th day of January, 2024 and is incorporated into and amends and supplements the Mortgage, Mortgage Deed, Deed of Trust, or Security Deed (the "Security Instrument") of the same date, given by the undersigned (the "Borrower") to secure Borrower's Note to Fairway Independent Mortgage Corporation, a Corporation (the "Lender") of the same date and covering the Property described in the Security Instrument and located at: 1813 Peach St, Grand Island, NE 68801-2714. The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other such parcels and certain common areas and facilities, as described in COVENANTS, CONDITIONS AND RESTRICTIONS (the "Declaration"). The Property is a part of a planned unit development known as The Orchard (the "PUD"). The Property also includes Borrower's interest in the homeowners associa- tion or equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners Association") and the uses, benefits, and proceeds of Borrower's interest. PUD COVENANTS. In addition to the representations, warranties, covenants, and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. PUD Obligations. Borrower will perform all of Borrower's obligations under the PUD's Constituent Documents. The "Constituent Documents" are the: (i) Declaration; (ii) articles of incorporation, trust instrument, or any equivalent docu- ment which creates the Owners Association; and (iii) any by-laws or other rules or regulations of the Owners Association. Borrower will promptly pay, when due, all dues and assessments imposed pursuant to the Constituent Documents. MULTISTATE PLANNED UNIT DEVELOPMENT RIDER — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3150 07/2021 ICE Mortgage Technology, Inc. Page 1 of 3 F3150v21 RDU 0322 F315ORLU (CLS) 01/03/2024 10:03 AM PST