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202400028 LOAN #: **2265 (d) Trustee's Deed; Proceeds of Sale. Upon receipt of payment of the price bid, Trustee will deliver to the purchaser a Trustee's deed conveying the Property. The recitals in the Trustee's deed will be prima facie evidence of the truth of the statements made in that deed. Trustee will apply the proceeds of the sale in the following order: (i) to all costs and expenses of exercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and reasonable attorneys' fees and costs, as permitted by Applicable Law; (ii) to all sums secured by this Security Instrument; and (iii) any excess to the person or persons legally entitled to it. 27. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender will request Trustee to reconvey the Property and will surrender this Security Instrument and all Notes evi- dencing the debt secured by this Security Instrument to Trustee. Upon such request, Trustee will reconvey the Property without warranty to the person or persons legally entitled to it. Such person or persons will pay any recordation costs associated with such reconveyance. Lender may charge such person or per- sons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. 28. Substitute Trustee. Lender may, from time to time, by itself or through the Loan Servicer, remove Trustee and appoint a successor trustee to any Trustee appointed under this Security Instrument by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee will succeed to all the rights, title, power, and duties conferred upon Trustee in this Security Instrument and by Applicable Law. 29. Request for Notices. Borrower requests that copies of any notice of Default and/or notice of sale be sent to each party to this Security Instrument at the Notice Address as defined in Section 16(c). BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider signed by Borrower and recorded with it. 4.1 TREVOR K COPENHAVER Kjtalb KA iHERINE A GRA State of NEBRASKA County of HALL l /2121-f (Seal) DATE J — C 2'f (Seal) DATE The foregoing instrument was acknowledged before me this JANU = 2024 (date by TREVOR K COPENHAVER AND KATHERINE A G - AM. GENERAL NOTARY - State of Nebraska MARNIE SCHAGER SUNDERMEIER elsMy Comm. Exp. September 8, 2027 Lender: West Gate Bank NMLS ID: 292134 Loan Originator: Matthew R Swanson NMLS ID: 959594 ( ignature of Perso Acknowledgement) noki (Title or Rank) (Serial Number, if any) NEBRASKA — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 3028 07/2021 ICE Mortgage Technology, Inc. Page 14 of 14 NE21 EDEED 0222 NEEDEED (CLS) 12/29/2023 11:17 AM PST