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NMLS# 7233; Originator: Ed Jarosik, NMLS# 470809 <br />Loan Number: 13685492 <br />202306647 <br />MIN: 100287715006738822 <br />FHA Case Number: <br />321-3988632-796 <br />PLANNED UNIT DEVELOPMENT RIDER <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 20th day of December, 2023, and is <br />incorporated into and amends and supplements the Mortgage, Mortgage Deed, Deed of Trust, or Security <br />Deed (the "Security Instrument") of the same date, given by the undersigned (the "Borrower") to secure <br />Borrower's Note to Gateway Mortgage, a division of Gateway First Bank (the "Lender") of the same <br />date and covering the Property described in the Security Instrument and located at: <br />537 Kenneth Dr <br />Grand Island, NE 68803-1026 <br />(Property Address) <br />The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other <br />such parcels and certain common areas and facilities, as described in <br />Covenants, Conditions and Restrictions of Record <br />(the "Declaration"). The Property is a part of a planned unit development known as <br />COPPER CREEK ESTATES <br />(Name of Planned Unit Development) <br />(the "PUD"). The Property also includes Borrower's interest in the homeowners association or equivalent <br />entity owning or managing the common areas and facilities of the PUD (the "Owners Association") and the <br />uses, benefits and proceeds of Borrower's interest. <br />FHA MULTISTATE PLANNED UNIT DEVELOPMENT RIDER 01/2023 <br />Page 1 of 3 <br />IDS, Inc. -101760 <br />10 <br />