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Lender is a <br />The State of South Carolina . Lender's address is <br />Lender is the beneficiary under this Security Instrument. <br />29072 <br />(D) "Trustee" is MURAL AMMCAN CORP. <br />200111073 <br />organized and existing under the laws of <br />113 REED AVENUE, Lexington, SC <br />(E) "Note" means the promissory note signed by Borrower and dated October 25 20Q1 <br />The Note states that Borrower owes Lender sixty three thousand nine htnldred aria M) 100ths <br />Dollars (U.S. $ 63, 900.00 <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than November 1, 2016 <br />(F) "Property" means the property that is described below under the heading 'Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to <br />be executed by Borrower (check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Biweekly Payment Rider <br />❑ 1 -4 Family Rider ❑ Revocable Trust Rider <br />❑ Other(s) [specify] <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that <br />are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(I) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or <br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape <br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited <br />to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and <br />automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(Nl) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third <br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, <br />the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or <br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(1) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />Loan No.: 2900007948 <br />Initials: 5 5 <br />Nebraska Deed of TruswSmgle Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 01 /01 <br />—THE COMPLIANCE SOURCE, INC.— Pape 2 of 14 14001NE 08!00 <br />www complianmourmcom 02000, The Compliance Source, Ina <br />