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. <br /> , <br /> ' ` Jodi L. Rauert�W0508 <br /> � Gr. Isiand NE loC.�238 <br /> 9081389-4238 M.8.5051 <br /> 99-1�3s� <br /> �;�� Home F�uity Access Line Rider <br /> IIN�BANKS ������Z� ��� ��Z��� <br /> II�//� – — <br /> (Open end credit with variable rate interestl <br /> This Home Equity Access Line Rider is dated 03/09/1999 and is an amendment to the <br /> Mortgage or Deed of Trust("Mortgage"1 of the same date given by the undersigned("Borrower") to secure Borrower's Home <br /> Equity Access Line Ag�eement wiih NORWEST BANK NEBRASKA . NATIONAL ASSOCTATTC�N <br /> ("Lende�"1 <br /> of the same data covering the p�operty described in the Mortgage and located ai: <br /> 2�09 RIVERVIEW DR GRAND I� ND NE 6880� <br /> Pioper7y address <br /> ln addiiion to the covenants and agreements made in the Morigage, Borrower and Lender further covenant and agree as fol%ws: <br /> 1. The word "Note,"as used in the Mortgage and this Rider, refers to ihe Home Equity Access Line Agreement. <br /> 2. The Note evidences an open end revolving line of credit agreemeni between Borrowe�and Lender. The amount stated in the <br /> Morigage as the principal sum of the indebtedness is the c�edit limit for the line of c�edit. All advances made at any time by <br /> Lender in accordance with rhe terms of ihe Note, and all interest on the advances, shall be secured by the Mortgage. <br /> However, at no time shall the principal amount of the indebtedness secured by the Mortgage, not including sums advanced in <br /> accordance with the morigage to protect the security of the Mortgage, exceed ihe siated credit limit for the line of credit. <br /> 3. The Note provides for: <br /> a variable rate of interest expressed as a daily periodic rate equal to 1/365 of an annual rate of 1.0 0 % <br /> plus the "lndex Rate." <br /> The daily periodic rate may rncrease if THE HIGHEST PRIME RATE <br /> PUBLISHED IN THE WALL STREET JOURNAL 'MONEY RATES' TABLE <br /> (the "lndex Rate"1 increases. The initial daily periodic rate is ,p 2 3 g�2 %, This corresponds to an annual <br /> percentage rate of g,�5 %. The annual percentage rate will never be more than 18%. The daily periodic rate will <br /> be adjusted on the first business day of every month, using the lndex Raie in effect on the last business day of the p�ior <br /> month. An increase in the daily pe�iodic rate may increase the monthly payment due. <br /> NOT/CE.• TH/S MORTGAGE SECURES CRED/T/N THE AMOUNT OF$ 3 3, 0 0 0 . LOANS AND ADVANCES <br /> UP TO TH/S AMOUNT, TOGETHER W/TH/NTEREST,ARE SEN/OR TO/NDEBTEDNESS TO OTHER CRE ORS UNDER <br /> SUBSEQUENTLY RECORDED OR F/LED MORTGAGES AND L/ENS. <br /> � - ' <br /> � � <br /> Borro 's si n t r B ower's signature <br /> NC 72451 MTG(4-98-2 f 2484-J1 Pll <br />