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202306122 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />./� (Seal) <br />-Borrower <br />Miguel A Grado <br />Al <br />hdra Luna Sanchez <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space Below This Line For Acknowledgment) <br />STATE OF Nebraska Hall County ss: <br />On this 20 th day of November, 2023 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Miguel A Grado AKA Miguel Grado AND Alejandra Luna Sanchez Husband and Wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument <br />and acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at <br />in said county, the date aforesaid. <br />My Commission expires: September 27. 2025 <br />Prepared By: <br />Charter West Bank <br />714 N Diers Ave <br />Grand Island, NE 68803 <br />J^"4 <br />y L Ott <br />40 <br />Loan Origination Company & NMLS Id: Charter West Bank - 466077 <br />Loan Originator & NMLS Id.: Amy L Otto - 491143 <br />- IA.r NM,. <br />GENERAL NO AARP -State of Nebraska <br />ranow, <br />t <br />AMY L OTTO <br />` My Comm. Exp. September 27, 2025 <br />NEBRASKA - Single Family - FHA Security Instrument - MERS <br />FORM 3028 9/14 <br />Laser Forms Inc. #FHA3028MERS 6/15 Page 14 of 14 <br />1111 <br />Is I <br />lII.; <br />i ' <br />