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202306120 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Robert Kipper Jr <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Space Below This Line For Acknowledgment) <br />STATE OF Nebraska Hall County ss: <br />On this 17 th day of November, 2023 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Jennifer Kipper AND Robert Kipper Jr Wife and Husband <br />to me known to be the identical person(s) whose name(s) . e subscribe, to the foreoii • instrument <br />and acknowledged the execution thereof to be his/her/ h volu <br />Witness my hand and notarial seal at <br />in said county, the date aforesaid, <br />My Commission expires: <br />sir 20-7 <br />- Notary Public <br />Prepared By: <br />Charter West Bank <br />714 N Diers Ave <br />Grand Island, NE 68803 <br />jam.GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Exp. September 8.2027 <br />Loan Origination Company & NMLS Id: Charter West Bank - 466077 <br />Loan Originator & NMLS Id.: Christopher J Banyay - 470725 <br />NEBRASKA - Single Family - FHA Security Instrument - MERS <br />FORM 3028 9/14 <br />Laser Forms Inc. #FHA3028MERS 6/15 Page 14 of 14 <br />I'll <br />ll•—t <br />lIL <br />