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km -14 1711-e- <br />03 t.) . «<0,c4; <br />r a/id Bid <br />When Recorded Return To: <br />Charter West Bank <br />20041 Manderson St., Suite B, Elkhorn, NE 68022 <br />(402) 493-7760 <br />Parcel ID: 400125463 <br />INST 2023 OS98O <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />5 <br />r^ <br />N�r— DEFINITIONS <br />r''i Words used in multiple sections of this document are defined below and other words are defined <br />m under the caption TRANSFER OF RIGHTS IN THE PROPERTY and in Sections 3, 4, 10, 11, 12, <br />°Q .1 16, 19, 24 and 25. Certain rules regarding the usage of words used in this document are also <br />1 provided in Section 17. <br />,V) Parties <br />CASH <br />CHECK , 3o •«) <br />REFUNDS: <br />CASH. <br />CHECK <br />RECORDED <br />HALL COUNTY NE <br />2023 NOV 13 J 3: 22 <br />KRISTI WOLD <br />REGISTER OF DEEDS <br />130 00 <br />Loan No: 958091 <br />MIN: 1004167-0004015277-0 <br />(A) "Borrower" is Rosa H Cruz Fuentes A Single Person <br />currently residing at 246 N Darr Ave, Grand Island, NE 68803-4739 <br />Borrower is the trustor under this Security Instrument. <br />(B) "Lender" is Charter West Bank <br />Lender is a Corporation <br />organized and existing under the laws of The State of Nebraska <br />Lender's address is 201 So Main St, West Point, NE 68788 <br />The term "Lender" includes any successors and assigns of Lender. <br />(C) "Trustee" is Charter West Bank <br />Trustee's address is 201 South Main Street, P.O. Box 288, West Point, NE 68788 <br />The term "Trustee" includes any substitute/successor Trustee. <br />(D) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation <br />that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the <br />beneficiary under this Security Instrument. MERS is organized and existing under the laws of <br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. <br />(888) 679-MERS. <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM <br />INSTRUMENT (� C {� <br />FORM 3028 7/21 Initials: \T� <br />Laser Forms Inc. #FNMA3028MERS 7/21 Page 1 of 21 <br />viii <br />.01 <br />211 <br />' <br />