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<br /> 17. Transfer of the Property or a BeneCcial Interest in Borrower. If all or any part of the Property or any in[erest in it
<br /> is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) without
<br /> Lender's prior writcen consent, Lender may, at its option, require immediate payment in full of all sums secured by this
<br /> Security Instrument. However, this option shall noc be exercised by Lender if exercise is prohibited by federal law as of the date
<br /> of this Securitv Instrument.
<br /> If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not
<br /> less than 30 days from the da:e che no[ice is delivered or mailed within which Borrower must pay all sums secured by this
<br /> Security Instrument. If Borrower fails �o pay these sums prior to the expiration of this period, Lender may invoke any remedies
<br /> permitted bv this Securitv Instrument without futther notice or demand on Borrower.
<br /> 18. Borrower's Right to Reinstate. If Borrower meets certain conditions, Borrower shall have the right to have
<br /> enforcement of this Securiry Instrument discontinued at any time prior to the earlier of: (aj 5 days (or such other period as
<br /> applicable law ma}� specify for reinstatement) before sale of the Property pursuant to any power of sale contained in this
<br /> Security Instrument: or (b) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower. (a) pays
<br /> Lender all sums which then wouid be due under this Security Instrument and the Note as if no acceleration had occurred; (b)
<br /> cures any default of any other covenants or agreements; (c) pays ali expenses incurred in enforcing this Security Instrument,
<br /> including, but not limited to, reasonable attorneys' fees; and (d) takes such action as Lender may reasonably require to assure
<br /> that the lien of this Securiry Instrument, Lender's rights in the Property and Borrower's obligation to pay the sums secured by
<br /> this Secunty Instrument shall continue unchanged. Upon reinstatement by Borrower, this Security Instrument and the
<br /> obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall
<br /> not appl�� in the case of acceleration under paragraph 17.
<br /> 19. Sale of Vote; Change of Loan Servicer. The Note or a partial interest in the Note (together with this Securiry
<br /> Instrument) ma}� be sold one or more times without prior notice to Borrower. A sale may result in a change in the entity (known
<br /> as the "Loan Servicer") that collects monthly payments due under the Note and this Security Instrument. T'here also may be one
<br /> or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change �f the Loan Servicer, Borrower will be
<br /> eiven written notice or the change in accordance with paragraoh 14 above and applicable iaw. The notice will state the name and
<br /> address of the new Loan Servicer and the address to which payments should be made. The notice will also con[ain any other
<br /> information required b�� applicable law.
<br /> 20. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage. or release of anv
<br /> Hazardous Substances on or in the Propeny. Borrower shall not do, nor allow anyone else to do, anvthing affecting the
<br /> Property that is in violation of ant� Environmental Law. The preceding two sentences shall not apply to the presence, use, or
<br /> storage on the Propem� of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal
<br /> residential uses and to maintenance oi the Property.
<br /> Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any
<br /> aovernmental or regulatory agency or private panv involving the Propem� and any Hazardous Substance or Environmencal Law
<br /> of which Borrower has actual knowledge. If Borrower learns, or is notified by anv �overnmental or regulatory authonty, that
<br /> any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take
<br /> all necessarv remedial actions in accordance with Environmental Law.
<br /> As used in �his paragraph 20, "Hazardous Substances" are those substances detined as toxic or hazardous substances b��
<br /> Environmental Law and the following substances: Qasoline, kerosene, other flammable or toxic petroleum products, toxic
<br /> pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehvde, and radioactive materials. As used in
<br /> this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located tha[
<br /> relate to health, safetv or environmental protection.
<br /> NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
<br /> ?1. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach
<br /> of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraph 17 unless
<br /> applicable law provides otherwise). The notice shall specify: (a) the defauit; (b) the action required to cure the default;
<br /> (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and
<br /> (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums
<br /> secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to
<br /> reinstate after acceleration and the right to bring a court action to assert the non-existence of a default or any other
<br /> defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice,
<br /> Lender, at its option, may require immediate payment in full of all sums secured by this Security Instrument without
<br /> further demand and may invoke the power of sale and any other remedies permitted by applicable law�. Lender shall be
<br /> entitled to collect all expenses incurred in pursuing the remedies provided in this paragraph 21, including, but not limited
<br /> to, reasonable attornevs' fees and costs of title evidence.
<br /> If the power of sale is invoked, Trustee shall record a notice of default in each county in which an�� part of the
<br /> Property is located and shall mail copies of such notice in the manner prescribed by applicable law� to Borrower and to
<br /> the other persons prescribed b}� applicable law. After the time required by applicable law, Trustee shall give public notice
<br /> of sale to the persons and in the manner prescribed by applicable law. Trustee, without demand on Borrower, shall sell
<br /> the Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of
<br /> sale in one or more parcels and in an�� order Trustee determines. Trustee may postpone sale of all or anti� parcel of the
<br /> Property by public announcement at the time and place of an�� previously scheduled sale. Lender or its designee ma�
<br /> purchase the Propert�� at any sale.
<br /> Form 3028 9/90
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