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202305553 <br />Pay taxes due, collect refunds, post bonds, receive confidential information, and contest deficiencies <br />determined by the Internal Revenue Service or other taxing authority; <br />Exercise any election available to the Principal under federal, state, local, or foreign tax law; and <br />Act for the Principal in all tax matters for all periods before the Internal Revenue Service, or other <br />taxing authority. <br />his INSURANCE AND ANNUITIES - In regards to insurance policies and annuities, the <br />Principal authorizes the Agent to: <br />Continue, pay the premium or make a contribution on, modify, exchange, rescind, release, or <br />terminate a contract procured by or on behalf of the Principal which insures or provides an annuity <br />to either the Principal or another person, whether or not the Principal is a beneficiary under the <br />contract; <br />Procure new, different, and additional contracts of insurance and annuities for the Principal and the <br />Principal's spouse, children, and other dependents, and select the amount, type of insurance or <br />annuity, and mode of payment; <br />Pay the premium or make a contribution on, modify, exchange, rescind, release, or terminate a <br />contract of insurance or annuity procured by the Agent; <br />Apply for and receive a loan secured by a contract of insurance or annuity; <br />Surrender and receive the cash surrender value on a contract of insurance or annuity; <br />Exercise an election; <br />Exercise investment powers available under a contract of insurance or annuity; <br />Change the manner of paying premiums on a contract of insurance or annuity; <br />Change or convert the type of insurance or annuity with respect to which the Principal has or claims <br />to have authority described in this section; <br />Apply for and procure a benefit or assistance under a statute or regulation to guarantee or pay <br />premiums of a contract of insurance on the life of the Principal; <br />Collect, sell, assign, hypothecate, borrow against, or pledge the interest of the Principal in a contract <br />of insurance or annuity; <br />Select the form and timing of the payment of proceeds from a contract of insurance or annuity; and <br />Pay, from proceeds or otherwise, compromise or contest, and apply for refunds in connection with, <br />a tax or assessment levied by a taxing authority with respect to a contract of insurance or annuity or <br />its proceeds or liability accruing by reason of the tax or assessment. <br />448. ESTATES, TRUSTS, AND OTHER BENEFICIAL INTERESTS - In regards to the <br />Principal's Estates, Trusts, and other Beneficial Interests, the Principal authorizes the Agent to have <br />general authority with respect to estates, trusts, and other beneficial interests to: <br />