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1ov?I1S8v T <br />When recorded, return to: <br />Liberty First Credit Union <br />501 N 46TH STREET <br />LINCOLN, NE 68503 <br />LOAN #: 2303016860 <br />CA "-I CC <br />CHECK <br />REFUNDS: <br />CASH <br />CHECK <br />RECORDED <br />HALL COUNTY NE <br />INST 10Z3 0 5 5 0 1 2013 OCT 15 P 3: 13 <br />— [Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN: 1001683-0000110544-4 <br />MERS PHONE #: 1-888-679-6377 <br />KRISTI WOLD <br />REGISTER OF DEEDS <br />FHA Case No. <br />321-3983789-203B <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated October 17, 2023, together <br />with all Riders to this document. <br />(B) "Borrower" is JACQUELYN RICO AND GARRETT HAVEL, EACH A SINGLE PERSON, AS <br />JOINT TENANTS WITH RIGHT OF SURVIVORSHIP. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Liberty First Credit Union . <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Modified for FHA 9/2014 (HUD Handbook 4000.1) <br />ICE Mortgage Technology, Inc. Page 1 of 11 <br />Form 3028 1/01 <br />NEEFHA15DE 0721 <br />NEEDEED (CLS) <br />10/13/2023 07:36 AM PST <br />