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<br />INST 2073 0 5 13 5 2023 SEP 29 P 3: 34
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<br />CHECK
<br />REFUNDS:
<br />CASH
<br />RECORDiCK
<br />HALL COUNTY NE
<br />1DVN1SOV 'i'J
<br />WHEN RECORDED MAIL TO:
<br />Heritage Bank
<br />Hastings
<br />PO Box 349
<br />Hastings, NE 68901
<br />KRJSTI WOLD
<br />REGISTER OF DEEDS
<br />%o,y00
<br />FOR RECORDER'S USE ONLY
<br />DEED OF TRUST
<br />MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at any one time $UNLIMITED.
<br />THIS DEED OF TRUST is dated September 29, 2023, among Lisa V. Ngo, whose address is at
<br />1407 Sheridan Plaza, Hastings, NE 68901 ("Trustor"); Heritage Bank, whose address is
<br />Hastings, PO Box 349, Hastings, NE 68901 (referred to below sometimes as "Lender" and
<br />sometimes as "Beneficiary"); and Heritage Bank, whose address is 1101 12th Street, Aurora,
<br />NE 68818 (referred to below as "Trustee").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee In trust, WITH POWER OF SALE,
<br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with
<br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, includingwithout
<br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in Hall ounty,
<br />State of Nebraska:
<br />Unit 2120, Starwood Centre Condominium Property Regime, as shown in Declaration of
<br />Condominium and Creation of Unit Owners
<br />Association for Starwood Centre Condominium Property Regime filed as Document No.
<br />200801692 and Amendment to Declaration of
<br />Starwood Centre Condominium Property Regime filed as Document No. 201901889 in the
<br />City of Grand Island, Hall County, Nebraska.
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and
<br />interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor
<br />grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND
<br />PERSONAL PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF
<br />ANY AND ALL OBLIGATIONS UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS
<br />DEED OF TRUST IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS:
<br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all
<br />amounts secured by this Deed of Trust as they become due, and shall strictly and in a timely manner perform all of
<br />Trustor's obligations under the Note, this Deed of Trust, and the Related Documents.
<br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the
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