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NMLS# 7233; Originator: Ed Jarosik, NMLS# 470809 <br />Loan Number: 13666595 <br />202304923 <br />MIN: 100287715006546860 <br />VA Number: 34-34-6-0254111 <br />VA GUARANTEED LOAN AND <br />ASSUMPTION POLICY RIDER <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR <br />ITS AUTHORIZED AGENT. <br />THIS V.A. GUARANTEED LOAN AND ASSUMPTION POLICY RIDER is made this 18th day of <br />September, 2023, and is incorporated into and shall be deemed to amend and supplement the Mortgage, <br />Deed of Trust or Deed to Secure Debt (herein "Security Instrument") dated of even date herewith, given by <br />the undersigned (herein "Borrower") to secure Borrower's Note to <br />Gateway Mortgage, a division of Gateway First Bank <br />and covering the Property described in the Security Instrument and located at <br />1739 S Arthur St <br />Grand Island, NEBRASKA 68803-6320 <br />(Property Address) <br />V.A. GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in the <br />Security Instrument, Borrower and Lender further covenant and agree as follows: <br />If the indebtedness secured hereby be guaranteed or insured under Title 38, United States Code, such Title <br />and Regulations issued thereunder and in effect on the date hereof shall govern the rights, duties and <br />liabilities of Borrower and Lender. Any provisions of the Security Instrument or other instruments executed <br />in connection with said indebtedness which are inconsistent with said Title or Regulations, including, but not <br />limited to, the provision for payment of any sum in connection with prepayment of the secured indebtedness <br />and the provision that the Lender may accelerate payment of the secured indebtedness pursuant to Covenant <br />(herein "Lender") <br />VA Guaranteed Loan & Assumption Policy Rider <br />Page 1 of 3 <br />IDS, c. - 30052 <br />1111 <br />Borrower(s) Initials 314^C. NMT <br />