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rnsr 1013 01I'b 2"b <br />When recorded, return to: <br />Five Points Bank <br />2009 N Diers Ave <br />Grand island, NE 68803 <br />Title Order No.: 2312151 <br />LOAN #: 2851431 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />DEED OFTRUST <br />CASs E 00 <br />CHECK <br />REFUNDS: <br />CASH <br />CHECK <br />,'RECORDED <br />.HALL COUNTY NE <br />3013 SEP -b P 3: 18 <br />t;►iSTi WOLD <br />REGISTER OF DEEDS <br />C/91? 6° <br />MIN 1007451-0000000729-0 <br />MERS PHONE #: 1-888-679-6377 <br />Words used in multiple sections of this document are defined below and other words are defined under <br />the caption TRANSFER OF RIGHTS IN THE PROPERTY and in Sections 3, 4, 10, 11, 12, 16, 19, 24, and <br />25. Certain rules regarding the usage of words used in this document are also provided in Section 17. <br />Parties <br />(A) "Borrower" is KIRSTIN SHOLES, A SINGLE PERSON <br />currently residing at 208 Craig Court, Brookings, SD 57006-4652. <br />Borrower is the trustor under this Security Instrument. <br />(B) "Lender" is Five Points Bank. <br />Lender is a Nebraska Corporation, organized and existing <br />under the laws of Nebraska. Lender's address is 2009 N Diers Ave, <br />Grand Island, NE 68803. <br />The term "Lender" includes any successors and assigns of Lender. <br />NEBRASKA — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 3028 07/2021 <br />ICE Mortgage Technology, Inc. Page 1 of 14 NE2I EDEED 0222 <br />NEEDEED (CLS) <br />