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200110968 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />mal , /,//// -;,,.A <br />(Seal) (Seal) <br />�URR CHRISTENSON - Borrower MARY N H S N - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />M-822R (0008) Page 4 of 4 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />01- 32228960 <br />Form 3111 101 <br />