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<br /> '��� 7�Q4ETIIER'WiTH uil thc improvcmen�w now on c�reufter crccted on the propMty.nnd all easemenu+.appurtenances.
<br /> , � �. i�nd fixtuc+es now or here�ft�r u purt ot the prnperty AI1 rePlur,�ment�and uddidons ehall also be covered by this Secudry =
<br /> � Instrumcnt.Ali of the fare�oing is rcterred to in this Securit�Instrument as the"Properry•"
<br /> - �O�°.E201'V�R COY�IVAT�i'i'S u�t f8orruwcr is lawfuily seiscd af thc cstatc hereby conveyed artd has the right to��ant E=
<br /> �- ' � and canvey the Property and�hnt the Propeity ia unencumbGred'e�ccepi for ertcumbrnncea of recoid.Boirower waernnts and
<br /> _•;- ,, �vill defertd gertondly Qic Utle to tbe Property u�ainst aq claima nnd demunds.subject to ony encumbrnnces of mcord. _
<br />- THIS SECURITY INSTRUMBNT combines aniform covenants for national use and nun-uniform covenants witf� --
<br />-- limited vnriudons by jurisdictton ro canstitute a wiiform secudty instiument covering reul praperty. -
<br />:--�..� � UNIFORM COVBNANTS.Borrowec und Lendercovenunt and usree as foilowa: _
<br /> ,� ` 1. Peyra�^.nt�f PrEad�!nR�Intere�t;Preg�,{+�Ent artd I.ate Cherg� Bornower shall promptly pay when due the
<br /> � ,•-t� princtp:d of and interat on th¢debt evidenced by the Note nnd any prepayment und late charges due uad�r the l�ote.
<br /> 2. Funtls for Tuxes aad Itesurenee. Subject to applicnble law or to a wdtten vraiver by Len�er,Bo�sower shall Qay .�
<br /> - - to Lertdcr on the duy monthly payments an due under the PTate,untll the Note is paid ir►Poll,a sum("Funds")for.(a)yeady
<br /> .t�`"t=�-� taxes und assessments ahich may attaln prlority over this Security lnswment as a Gen on the Aroperty;(b)yearlY leaseYhuld —.
<br />:t.o,.
<br />•___-- - payments or groand rents on the Property. if eny; (c) Yesuly hazazd or property insuraace premlwns: (d)Y��Y
<br /> "�"' insuruace premiwns, if uny;(e)yeruly mortgage insurnnce premiums.if any; and (� any sums payable by Bamower to
<br /> L.ender,in aaxyrdnnce with tke provisions of pamgraph 8,in lieu of ttie payment of mortgagc insursrtce preminms.Thess
<br />°'��� item.4 are plled"Fscivw Items."Lender may,at any dme,collect and hold Funds in an aa►ount ttot to exceed the maximum
<br /> "K�� amount n lender for u federnlly�lated mortgage loun may require for Borrowets escrow acc�unt under the federal ReaA
<br /> -�1��� Estate Settlement Pmcedures Act of 1974 as ameaded fmm time to time.l2 U.S.C.92601 et seq.("RESPA"),unless anot�er `
<br /> =.�_S- law that appltes to ths Funds seu A lesser amount If so,l.ender mny.at any tlme,collect aced hold Funds in an amr�unt not tA
<br /> exceed the lesser umoun�fi.en�er may estimate the amount of�nds due on the basis of cument duta and reasonable estimates
<br />,=���� of expenditures of future Escrow items or otherwise ia accocdance with applicabiz law.
<br /> - T9�e Funds shall be held in un institution whose deposits are insured by a federal a�ency,inshumentaliry.or enury
<br /> ��li�� (enc(nding L.ender,if Lender is such an insdtution)or in any Federal Home I�oan B�nk.Lender shall agply the Fnnds w pay
<br /> the Escrow Items.Lender may not charge Eomuwer for holding and appfying die�nds,annually analyzing the escrow
<br /> . acrnnnt,or verifyln�the Escrow Items,unless Le�tder pays Bomnwer interest on the Funds and ap�pltcable law permits i,.ender
<br /> = iv maIcc 3ii�i;�i d C�i3iF;c.i i���c:sr,l.cisdcr atay s�qu'sre Sa�•��cr ta ps;s Qs�-sitnc eh�rge f�r an indenendent real estutr.ta�c �
<br /> - _= reporting service used by Lender in canreecHon with this loan.unless applicable]aw provides oth�nvise.Unless tin agreement
<br /> - is made or applicable!aw t�equires interest to be paid,Lertder shull not be required ta pay Bomower zu►y intcrest as eamings on
<br /> the F'�nds.Horro�ver und Lender m�y agree In wri6ng.however,that interest shall be paid on the Fund� Len�leffi st►all give to �
<br /> So�rower.without chazge.an annual acxounting af Ne Funds,showing creciits and debits to the Fnnds and ttio purpose for ;
<br /> which eachttx6it to the Funds�vas made.The Flinds are pledged as uddidonal security for all sums secured by tbis Securitp. ,
<br /> Iiuwmen4� , .
<br /> If the Funds held by Lender exceed the amounts pemutted to be held by applicable law. Lender sha11 $oc�at to _
<br /> - ' Borrower for the excess Funds ia aocordanoe w�"sth the e+equirements of applicable Iaw. If the amount of th��luids held by ,
<br /> Lender at any time is noi sufficient to pay the Escraw Items when due,i.ender roay so notify BorrOWer in,•'tvi7''dng,and,iA '
<br /> = such case Bomower stialt pay w L.ender ihe au�ount necessaq+to make up the deficiency. Bomp�ver shaU make up the
<br /> � deficiency in no more than twelve monthly payments,at Lende�'s sole disccetion. �
<br /> -�----- Upon payment in fu11 of s�li sums secuc+ed by this Ses�rity Insmiment,Lender shall pmrrpHy retund tq Aomuwer eny •
<br /> F�nds hetd by Ixnder.If. ander paragraph 21,Lender shali Rcquire or seq the Property,Lender,prior W the..no,�ui�ition or �
<br /> = sale of the Propetty,shall apply any Funds hr_Id by L�ender at the time of acquisiHon or sale ac a credit ag�i;n4t the sums i
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<br /> secu�d by thls Security Inswmen� !
<br /> -- 3. Applica8oa oi Paymentq. YJntess appficabie law pro�ndts otheiwise,alt paycnents receive8 by Lender wider
<br /> ---- -- : p�mgmphs 1 uted 2 sha11 be apglied:��to anY I�PaYment charges due uader the Note:second.w amounts payuble under
<br /> paragaph 2;thizd,to intenst du�founh,to grinapal due;and las�to any Late char�es duo under the Note.
<br /> 4, G6aiges; I,ie�s. Bomower shall pay ali m�ces.asses.sments,chazSes.�ars aied imposi6ons attn'butable to ttie
<br /> ' Property wltich tmy attain prioriry o�er this Secw�ity Insnumeab�nd leasehold payments or grovnd c+ents.if any-Bomewer
<br /> _a shall pay these abllgadons in the a�ann�:r�provided in paiagraph 2.or if not paid in that manner,Bosowu shaU�ay them on •
<br /> --- ame direcdy w the pe�son owed payment Bomnwer shall pmmptly femish to Lender all natices of amounts to be paid under
<br /> this paragrnph.If Bona�vex ms�kes these payrneius directly.Bocrower shall promptly fumish to Lender a+eceipts evidencingthe
<br /> payments.
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