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202303929 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Security Instrument and in any Rider signed by Borrower and recorded with it. <br />Witnesses: <br />/ (Seal) <br />-Borrower <br />Ariel P>'ena Cruz <br />Meilyn Santos endez <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space Below This Line For Acknowledgment) <br />STATE OF Nebraska Hall County ss: <br />On this 2 nd day of August, 2023 , before me, the undersigned, a Notary Public duly <br />commissioned and qualified for said county, personally came <br />Ariel Pena Cruz AND Meilyn Santos Mendez Husband and Wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument <br />and acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand island, NE <br />in said county, the date aforesaid. <br />My Commission expires: September 27. 2025 <br />Prepared By: <br />Charter West Bank <br />714 N Diers Ave <br />Grand Island, NE 68803 <br />AmyL Otto <br />Loan Origination Company & NMLS Id: Charter West <br />Loan Originator & NMLS Id.: Amy L Otto - 491143 <br />X No <br />- Notary Public <br />GENEAAI. NOTARY -State of Nebraska <br />AMY L OTTO <br />My Comm. Exa.Septernber27,2028 <br />When Recorded Return To: <br />Charter West Bank <br />20041 Manderson St., Suite B <br />Elkhorn, NE 68022 <br />Bank -466077 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM <br />INSTRUMENT <br />FORM 3028 7/21 <br />Laser Forms Inc. #FNMA3028MERS 7/21 <br />Page 21 of 21 <br />1111 <br />111,11 <br />meRiF41 <br />ISL ; <br />