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LOAN #: 66352 <br />which the default must be cured; and (d) that failure to cure the default on or before the date <br />specified in the notice may result in acceleration of the sums secured by this Deed of Trust, and <br />sale of the Property.The notice shall further inform you of the right to reinstate after acceleration <br />and the right to bring a court action to assert the non-existence of a default or any other defense <br />you may have to acceleration and sale. If the default is not cured on or before the date specified <br />in the notice, we may, at our option, require Immediate payment in full of all sums secured by this <br />Deed of Trust without further demand and may invoke the power of sale and any other remedies <br />permitted by applicable law. We shall be entitled to collect all expenses incurred in pursuing <br />remedies provided in this Section 17, including, but not limited to, reasonable attorneys' fees as <br />permitted by applicable law. <br />If we invoke the power of sale, we shall record or cause Trustee to record a notice of default In <br />each county in which any part of the Property is located, and we shall mail or cause Trustee to mail <br />copies of such notice in the manner prescribed by applicable law to you to other persons prescribed <br />by applicable law.Trustee shall give notice of sale by public advertisement for the time and in the <br />manner prescribed by applicable law. Trustee, without demand on you, shall sell the Property at <br />public auction to the highest bidder at the time and place and under the terms designated in the <br />notice of sale in one or more parcels and in any order Trustee determines. Trustee may postpone <br />sale of all or any parcel of the Property by public announcement at the time and place of any previ- <br />ously scheduled sale. We or our designee may purchase the Property at any sale. <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed <br />conveying the Property without any covenant or warranty whatsoever.The recitals in the Trustee's <br />deed shall be conclusive evidence of the truth of the statements made therein, unless otherwise <br />provided by applicable Iaw.Trustee shall apply the proceeds of the sale In the following order: (a) to <br />ail costs and expenses of exercising the power of sale, and the sale including, but not limited to, <br />Trustee's fees actually incurred and reasonable attorneys' fees (as specified above); (b) to all sums <br />secured by this Deed of Trust; and (c) any excess to the person or persons legally entitled to it. <br />18. Discontinuance of Enforcement. Notwithstanding our acceleration of the sums secured by this <br />Deed of Trust under the provisions of Section 17, we may, in our sole discretion and upon such conditions <br />as we in our sole discretion determine, discontinue any proceedings begun to enforce the terms of this <br />Deed of Trust. <br />19. Release. Upon your request that Lender terminate the Agreement secured by this Deed of Trust <br />and payment of all sums secured by this Deed of Trust, we or Trustee shall release this Deed of Trust without <br />charge to you and mark the Note "paid" and return the Note to you. You shall pay any recordation costs. <br />20. Additional Charges. You agree to pay reasonable charges as allowed by law in connection <br />with the servicing of this loan including, without limitation, the costs of obtaining tax searches and sub - <br />ordinations, provided, however, that nothing contained in this section is intended to create and shall not <br />be construed to create any duty or obligation by us to perform any such act, or to execute or consent <br />to any such transaction or matter, except a release of the Deed of Trust upon full repayment of all sums <br />secured thereby. <br />21. Substitute Trustee. We may, at our option, from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument executed and acknowledged <br />by us and recorded in the office of the Recorder of the county in which the Property is located. Without <br />conveyance of the Property, the successor trustee shall succeed to all the title, powers and duties con- <br />ferred upon the Trustee herein and by applicable law. <br />22. Possession of the Property. You shall have possession of the Property until we have given you <br />notice of default pursuant to paragraph 17 of this Deed of Trust. <br />23. Waiver. No waiver by us at any time of any term, provision or covenant contained in this Deed of <br />Trust or in the Agreement secured hereby shall be deemed to be or construed as a waiver of any other <br />term, provision or covenant or of the same term, provision or covenant at any other time. <br />24. Reconveyance. Upon payment of all sums secured by this Deed of Trust, we shall request <br />Trustee to reconvey the Property and shall surrender this Deed of Trust and all notes evidencing debt <br />secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to <br />the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. We <br />may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a <br />third party (such as the Trustee) for services rendered and the charging of the fee is permitted under <br />applicable law. <br />25. Request for Notices. You request that copies of the notices of default and sale be sent to your <br />address which is the Property Address. <br />26. Riders to this Deed of Trust. If one or more riders are executed by you and recorded together <br />with this Deed of Trust, the covenants and agreements of each such rider shall be incorporated into and <br />shall amend and supplement the covenants and agreements of this Mortgage as if the rider(s) were a <br />part of this Deed of Trust. <br />❑ Condominium Rider ❑ 1-4 Family Rider ❑ Planned Unit Development Rider <br />❑ Other(s) (specify) <br />NE — DEED OF TRUST — Single Family — HELOC — HC# 4835-4419-2614v2 <br />ICE Mortgage Technology, Inc. Page 5 of 6 <br />NEUHLCDE 1018 <br />GHLCI9DE (CLS) <br />202303876 <br />