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202303851 <br />(B) "Lender" is U.S. Bank National Association. Lender is a national bank organized and <br />existing under the laws of the United States of America. Lender's address is 2800 Tamarack <br />Road, Owensboro, KY 42301. Lender is the beneficiary under this Security Instrument. The term <br />"Lender" includes any successors and assigns of Lender. <br />(C) "Trustee" is U.S. Bank Trust Company, National Association. Trustee's address is 111 SW <br />Fifth Avenue, Portland, OR 97204. The term "Trustee" includes any substitute/successor Trustee. <br />Documents <br />(D) "Note" means the promissory note dated July 28, 2023, and signed by each Borrower who <br />is legally obligated for the debt under that promissory note, that is in either (i) paper form, using <br />Borrower's written pen and ink signature, or (ii) electronic form, using Borrower's adopted <br />Electronic Signature in accordance with the UETA or E -SIGN, as applicable. The Note evidences <br />the legal obligation of each Borrower who signed the Note to pay Lender Five hundred twenty <br />eight thousand six hundred fifty and 00/100 Dollars (U.S. $528,650.00) plus interest. Each <br />Borrower who signed the Note has promised to pay this debt in regular monthly payments and to <br />pay the debt in full not later than August 1, 2053. <br />(E) "Riders" means all Riders to this Security Instrument that are signed by Borrower. All such <br />Riders are incorporated into and deemed to be a part of this Security Instrument. The following <br />Riders are to be signed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider 0 Condominium Rider ❑ Other(s) [specify] <br />❑ 1-4 Family Rider ® Planned Unit Development Rider <br />❑ Second Home Rider 0 VA Rider <br />(F) "Security Instrument" means this document, which is dated July 28, 2023, together with all <br />Riders to this document. <br />Additional Definitions <br />(G) `Applicable Law" means all controlling applicable federal, state, and local statutes, <br />regulations, ordinances, and administrative rules and orders (that have the effect of law) as well as <br />all applicable final, non -appealable judicial opinions. <br />(H) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments, <br />and other charges that are imposed on Borrower or the Property by a condominium association, <br />homeowners association, or similar organization. <br />(I) "Default" means: (i) the failure to pay any Periodic Payment or any other amount secured <br />by this Security Instrument on the date it is due; (ii) a breach of any representation, warranty, <br />covenant, obligation, or agreement in this Security Instrument; (iii) any materially false, <br />misleading, or inaccurate information or statement to Lender provided by Borrower or any persons <br />or entities acting at Borrower's direction or with Borrower's knowledge or consent, or failure to <br />provide Lender with material information in connection with the Loan, as described in Section 8; or <br />(iv) any action or proceeding described in Section 12(e). <br />2490326975 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Wolters Kluwer Financial Services, Inc. <br />2023072623.3.0.5071J20230329Y <br />1 <br />I1I <br />'lr l <br />Form 3028 07/2021 <br />03/2023 <br />Page 2 of 22 <br />1.11 <br />1 <br />