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202303848 <br />LOAN #: 002330976 <br />incurred in pursuing such remedies, including, but not limited to: (a) reasonable <br />attorneys' fees and costs; (b) property inspection and valuation fees; and (c) other <br />fees incurred to protect Lender's Interest in the Property and/or rights under this <br />Security Instrument. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />conta'n; d in this Adjustable Rate Rider. <br />EM <br />(Seal) <br />RIGUEZ DATE <br />ARD VEG A HERNANDEZ <br />MULTISTATE ADJUSTABLE RATE RIDER — 30 -day Average SOFR — Single Family <br />Fannie Mae/Freddie Mac Uniform Instrument Form 3141 07/2021 <br />ICE Mortgage Technology, Inc. Page 4 of 4 <br />(Seal) <br />DATE <br />F3141 v21 RDU 0322 <br />F3141RLU (CLS) <br />